20 Birch St, Silver Creek, MS, 39663
About This Home
Welcome home to this beautifully remodeled 4-bedroom, 2.5-bath ranch-style home tucked away at the end of a quiet dead-end road in Silver Creek. Situated on approximately 0.30 acres, this move-in-ready home offers the perfect blend of modern updates and peaceful living. Step inside to find fresh paint and new flooring throughout, creating a bright, welcoming space that's ready for your personal touch. Major improvements include new windows, a brand-new roof, and a new HVAC system, giving you peace of mind for years to come. The spacious floor plan provides plenty of room for family gatherings, entertaining, or simply enjoying everyday life. If you've been searching for a home where all the hard work has already been done, this is it. Just unpack, settle in, and start making memories!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1972
Materials
- Foundation: Slab
- Roof: Asphalt
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Other
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Double Vanity
- Door features: Dead Bolt Lock(s),Sliding Doors
- Fireplace features: Bedroom
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 1,782
- Total interior livable area: 1,782 sqft
Property
Details
- Parcel number: Sc4000300003.00
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Exterior features: Private Yard
- Fencing: Fenced
Lot
- Lot size: 0.30 Acres
- Features: Front Yard
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hail
- Hurricane
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Cold Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lawrence County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $905 | $10,860 |
| Home Insurance * | $285 | $3,420 |
| Property Taxes | $90 | $1,080 |
| Electricity | $192 | $2,304 |
| Total | $1,472 | $17,664 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $179,000 |
View on Zillow