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15 Duff St, Columbia, MS, 39429

3beds
2baths
2,093sqft
$279,900
$134price/sqft
$2,412/moest. monthly cost
$96,480/yrincome needed

About This Home

Welcome home to this beautifully maintained 3-bedroom, 2-bath brick residence located in one of Columbia's premier golf cart communities. Designed for comfort and convenience, this home features ceramic tile flooring throughout, granite countertops, and an updated zero-entry walk-in shower. The spacious kitchen comes fully equipped with a refrigerator, while the washer and dryer are also included, making this home truly move-in ready. For added peace of mind, a 22kW whole-home generator ensures uninterrupted comfort year-round. Step outside to your private backyard retreat featuring a sparkling swimming pool, covered back porch, and fully fenced yard-perfect for entertaining, relaxing, and enjoying outdoor living. The large backyard also includes a workshop for hobbies or storage, along with a swingset/playhouse that provides endless fun for children. Combining modern updates, practical amenities, and an outstanding location, this exceptional property offers the perfect blend of lifestyle and convenience. Don't miss your opportunity to own a home in one of Columbia's most desirable golf cart communities.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Columbia Primary SchoolGrades PK-22.5 mi
4/10
Jefferson Middle SchoolGrades 6-82.5 mi
6/10
Columbia High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Blown-In Insulation,Brick Veneer,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Granite Counters,Ceiling Fan(s),8' +
  • Window features: Blinds,Insulated Windows,Shutters
  • Flooring: Ceramic Tile
  • Attic: Pull Down Stairs

Interior Area

  • Total structure area: 2,093
  • Total interior livable area: 2,093 sqft

Property

Accessibility

  • Accessibility features: Handicap - See Rmks

Details

  • Parcel number: 6010212502049
  • Other equipment: Generator

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Rear Porch,Covered
  • Fencing: Back Yard

Lot

  • Lot size: 0.49 Acres
  • Features: Subdivision
  • Lot size dimensions: 120 x 178 ft

Parking

  • Parking features: None,Driveway,Garage with door
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Hurricane
    HurricaneVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Hurricane
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Cold Wave
Ice Storm
Wildfire

FEMA Declared Disasters in Marion County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$671$8,052
Property Taxes $132$1,584
Electricity $194$2,335
Total$2,412$28,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,697/yr
40% on housing$72,360/yr
45% on housing$64,320/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 39429$83
Marion County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 39429
Marion County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$274,000
2026-07-16Price change$279,900
2026-06-12Listed for sale$289,900

For Sale by Agent

AgentJered McDaniel
BrokerageMcDaniel Real Estate

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