446 Rock Creek Rd, Union, MS, 39365
About This Home
Charming farm-style cottage in a peaceful, rural setting on a paved country road, offering 2 bedrooms and 1 bathroom across 1,040 square feet of cozy living space. Built in 1925, this home combines country character with modern functionality. Nestled on a spacious parcel with open grassy areas and mature trees, the property offers plenty of space for outdoor activities and the potential to build a pond. The long driveway provides privacy and a serene atmosphere, while convenient access to Highways 492, 494, and 15 ensures easy commuting and travel. Outside, the property showcases a beautifully maintained yard with mature trees providing shade and scenic views. Rolling open spaces allow for gardening, play, or even livestock. A covered carport and additional outbuildings offer practical storage for equipment and vehicles. With plenty of room for improvements or expansions, including a potential pond, this property is ideal for those seeking country living in Newton County. Perfectly located in the Greenland Community, Union, MS, this home provides the tranquility of rural life while maintaining convenient access to nearby towns and amenities. Whether you're looking for a weekend retreat, a starter home, or a place to enjoy outdoor hobbies, this property delivers a unique opportunity to embrace country living with charm, character, and flexibility. Schedule your private showing today to experience all that this lovely farm-style cottage has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1925
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Interior Area
- Total structure area: 1,040
- Total interior livable area: 1,040 sqft
Property
Details
- Parcel number: 085R030002800
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Hail
- Hurricane
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Newton County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $632 | $7,584 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $51 | $612 |
| Electricity | $192 | $2,304 |
| Total | $1,053 | $12,636 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $125,000 |
| 2026-05-16 | Listed for sale | $145,000 |
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