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98 Lochridge Dr, Roxboro, NC, 27573

4beds
5baths
3,677sqft
$599,000
$163price/sqft
$3,985/moest. monthly cost
$159,400/yrincome needed

About This Home

Large home offering incredible value for the square footage and tons of potential! Located in a great neighborhood, this property provides the convenience of being close to town while still enjoying a peaceful setting away from the hustle and bustle. All four bedrooms feature walk-in closets, and the upstairs bonus room also includes a walk-in closet, giving you plenty of storage space. The home has an attached two-car garage, along with a separate three-car detached garage with water and electricity in the backyard--perfect for additional storage, a workshop, or hobbies. The huge unfinished basement already includes a half bath and a fireplace, making it easy to transform the space into a living room, game room, bar area, or the ultimate entertainment space. A walkout door in the basement leads directly to the backyard, allowing you to extend gatherings outdoors. Relax on the screened-in porch during summer evenings or enjoy your morning coffee, and take advantage of the deck for grilling and entertaining. This home truly has it all. Come see how you can make it the perfect place for you, your family, and your friends to enjoy. No furniture in home. Some photos have been virtually staged.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
Stories Creek ElementaryGrades K-51.1 mi
2/10
Northern MiddleGrades 6-82.1 mi
2/10
Person High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Block,Brick/Mortar,Combination
  • Roof: Shingle
  • Construction materials: Brick,HardiPlank Type

Notable Dates

  • Major remodel year: 1994

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: In Hall,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Block, Daylight, Exterior Entry, Interior Entry, Unfinished, Walk-Out Access, Workshop

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Separate Shower,Storage,Walk-In Closet(s),Walk-In Shower,Whirlpool Tub
  • Flooring: Carpet,Hardwood,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Basement,Gas Log,Living Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,677

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,677
  • Total interior livable area: 3,677 sqft

Property

Details

  • Parcel number: 74
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Covered,Deck
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.92 Acres
  • Features: Back Yard,Cleared,Front Yard
  • Lot size dimensions: see plat

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete,Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail
Hurricane
Heat Wave
Ice Storm

FEMA Declared Disasters in Person County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$284$3,408
Property Taxes $331$3,972
Electricity $342$4,109
Total$3,985$47,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,628/yr
40% on housing$119,550/yr
45% on housing$106,266/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 27573$113
Person County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 27573$154
Person County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-15Listed for sale$599,000
2025-07-02Listing removed$599,000
2025-05-15Price change$599,000
2025-04-02Listed for sale$629,900
2024-10-20Listing removed$649,900
2024-05-10Listed for sale$649,900
2000-01-31Sold$296,000

For Sale by Agent

AgentCarla Stovall
BrokerageWest & Woodall Real Estate - S

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