44 Pine Cone Ln, Semora, NC, 27343
About This Home
Enjoy the best of Hyco Lake living with this well-maintained 3-bedroom, 3-bath brick ranch featuring a basement with 2-car garage, and an incredible 2.26 acres spread across three lots—offering privacy, room to expand, and endless possibilities. Designed for comfortable everyday living and entertaining, the home offers two spacious living areas, a cozy fireplace with gas logs, and plenty of space for family and guests. Recent updates include the addition of a whole-house generator for added peace of mind. Step outside to enjoy a nice view of Hyco Lake and a gentle sloping lot leading to your private dock, complete with a jet ski lift, making it easy to spend your days on the water. Additional features include Spectrum high-speed internet, paved roads, and the low-maintenance appeal of a classic brick exterior. All appliances and 2 kayaks included! Whether you're looking for a full-time residence or a weekend lake retreat, this property offers the perfect combination of comfort, convenience, and waterfront enjoyment on one of North Carolina's premier lakes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer,Water Heater
- Laundry features: In Basement,Laundry Closet
Basement
- Has basement: Yes
- Basement: Daylight, Exterior Entry, Finished, Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s)
- Flooring: Carpet,Ceramic Tile,Hardwood,Laminate
- Number of fireplaces: 1
- Fireplace features: Basement,Gas Log
- Fireplace: Yes
- Finished area below ground: 753
- Finished area above ground: 1,262
Heating & Cooling
- Heating features: Electric,Heat Pump,Other
- Cooling features: Central Air,Heat Pump,Wall/Window Unit(s)
Interior Area
- Total structure area: 2,015
- Total interior livable area: 2,015 sqft
Property
Details
- Parcel number: A15A 9 10, A15A 11, A15A 12
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Rear Porch
- Exterior features: Balcony,Dock,Storage
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront
- Waterbody name: Hyco Lake
Lot
- Lot size: 2.26 Acres
- Features: Corner Lot,Gentle Sloping,Views
Parking
- Total spaces: 2
- Parking features: Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Hail
- Hurricane
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Person County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $278 | $3,336 |
| Electricity | $200 | $2,405 |
| Total | $3,090 | $37,080 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Listed for sale | $499,000 |
| 2020-08-13 | Listing removed | $350,000 |
| 2020-08-13 | Listed for sale | $350,000 |
| 2020-08-11 | Sold | $330,000 |
| 2020-06-28 | Pending sale | $350,000 |
| 2020-06-17 | Listed for sale | $350,000 |
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