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23 S Donaldson Farm Rd, Loving, NM, 88256

4beds
2baths
1,959sqft
$225,000
$115price/sqft
$2,193/moest. monthly cost
$87,720/yrincome needed

About This Home

Quiet country life with beautiful views of New Mexico sunsets! Situated on 2 acres, this 4 bedroom 2 bath home has all the comfort you will need. The kitchen is big enough for all your cooking needs and extra helpers, with the large island there's more than enough room for all your extra appliances. Big family dinners will be easy to handle in the large dining room and the fireplace has a blower to help keep the home warm and cozy on cold winter nights while snuggled up watching movies. With some love this home can be everything you've dreamed of. Call today, don't wait. *pictures have been digitally edited and AI used to protect Occupant's privacy*

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Loving Elementary SchoolGrades PK-52.8 mi
7/10
Loving Middle SchoolGrades 6-82.8 mi
7/10
Loving High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Metal

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured On Land,Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Electric,Window Unit(s)

Interior Area

  • Total structure area: 1,959
  • Total interior livable area: 1,959 sqft

Master Bathroom

  • Features: Separate Shower

Property

Details

  • Parcel number: 4166135505140

Features

  • Fencing: Chain Link,Fenced
  • Horses can be raised: Yes

Lot

  • Lot size: 2 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Lightning
Strong Wind
Cold Wave
Drought
Hail
Heat Wave
Ice Storm
Wildfire

FEMA Declared Disasters in Eddy County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$665$7,980
Property Taxes $243$2,916
Electricity $148$1,780
Total$2,193$26,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,188/yr
40% on housing$65,790/yr
45% on housing$58,480/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 88256
Eddy County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 88256$41
Eddy County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$235,000
2026-04-13Listed for sale$245,000

For Sale by Agent

AgentJonnice Pistole
BrokerageMeans Real Estate

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