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987 Centennial Dr, Brentwood, CA, 94513

2beds
2baths
1,268sqft
$535,000
$422price/sqft
$4,040/moest. monthly cost
$161,600/yrincome needed

About This Home

Welcome to 987 Centennial Drive. Located in Summerset a desirable 55+ retirement community, this home offers a thoughtful blend of warmth, practicality, and everyday ease. The well-appointed kitchen includes ample cabinetry and an eat-in dining area, along with a convenient layout that opens to the main living space. This 2-bedroom, 2-bath home offers well-sized and versatile rooms—perfect for guests or a home office. Step outside to a private backyard with plenty of room for outdoor dining, gardening, or simply enjoying the Brentwood sunshine. Enjoy all the benefits of active adult living in a welcoming community, with close proximity to parks, shopping, and dining, while still offering a peaceful residential setting. This is a fantastic opportunity to own a home in one of Brentwood’s most sought-after communities.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

9/10
9/10
Heritage High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 2003

Materials

  • Foundation: Slab
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: Hookups Only,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Nook,Counter - Solid Surface
  • Flooring: Carpet,Other
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,268
  • Total interior livable area: 1,268 sqft

Kitchen

  • Features: Breakfast Nook, Counter - Solid Surface, Dishwasher, Eat-in Kitchen, Microwave

Property

Details

  • Parcel number: 0108200841
  • Special condition: Standard

Features

  • Levels: One Story
  • Stories: 1
  • Pool features: None,Community
  • Exterior features: Back Yard

Lot

  • Lot size: 4,791 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Contra Costa County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$119$1,428
Property Taxes $818$9,816
Electricity $398$4,786
Total$4,040$48,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,514/yr
40% on housing$121,200/yr
45% on housing$107,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$422This listing

vs Other Active Listings

Avg $/sqft

ZIP 94513$371
Contra Costa County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 94513$344
Contra Costa County$475

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$535,000
2026-04-17Listed for sale$560,000

For Sale by Agent

AgentLisa Oerlemans
BrokerageRe/Max Gold Blue Line Group

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