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403 Maplewood Dr, Lakemoor, IL, 60051

1beds
1baths
1,032sqft
$190,000
$184price/sqft
$1,543/moest. monthly cost
$61,720/yrincome needed

About This Home

Great economical home on 5 lots! Updated kitchen and bath. Attractive wood laminate flooring in the kitchen, living room, and bedroom. During the cold months, you will enjoy the coziness of the Franklin stove in the family room. Situated on almost a third of an acre, there is plenty of room to roam in the fenced yard! To ease your worries, the major expenses have already been done for you: Roof, furnace, and central air are only two years old. Water heater is 4 years old. Water softener is only a year old. Conveniently located 2.4 miles from the Route 12 corridor. This home is ready to be yours today!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
6/10
Mchenry Middle SchoolGrades 6-82.3 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Stone,Other
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s),Range Hood,Water Softener Owned
  • Laundry features: Gas Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Features: Flooring (Carpet),Window Treatments (Window Treatments)
  • Level: Main
  • Area: 228
  • Dimensions: 19X12

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove,Free Standing,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,032 sqft

Kitchen

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 90
  • Dimensions: 10X9

Laundry

  • Features: Flooring (Other),Window Treatments (Window Treatments)
  • Level: Main
  • Area: 136
  • Dimensions: 17X8

Living Room

  • Features: Flooring (Luxury Vinyl),Window Treatments (Blinds)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Master Bedroom

  • Features: Flooring (Luxury Vinyl),Window Treatments (Window Treatments)
  • Level: Main
  • Area: 189
  • Dimensions: 21X9

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1032428038
  • Special condition: None
  • Other equipment: Water-Softener Owned

Features

  • Stories: 1
  • Exterior features: Fire Pit
  • Fencing: Fenced,Chain Link

Lot

  • Lot size: 0.31 Acres
  • Features: Mature Trees
  • Lot size dimensions: 125x108

Parking

  • Total spaces: 1
  • Parking features: Asphalt,No Garage,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$96$1,152
Property Taxes $357$4,284
Electricity $130$1,569
Total$1,543$18,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,902/yr
40% on housing$46,290/yr
45% on housing$41,146/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 60051$203
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60051$188
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentRichard Toepper, GRI
BrokerageKeller Williams Success Realty

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