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8845 Belfield Rd, Crystal Lake, IL, 60014

6beds
5baths
8,239sqft
$1,450,000
$176price/sqft
$11,369/moest. monthly cost
$454,760/yrincome needed

About This Home

Better Than New Luxury in The Reserve of Lakewood! Why wait 12-18 months to build when you can move immediately into a completed custom home with every major upgrade already finished? Built in 2024 on a beautifully landscaped one-acre homesite in the prestigious Reserve of Lakewood, this exceptional custom residence offers over 8,200 square feet of finished living space, including a spectacular 2,500-square-foot entertainment level designed for exceptional entertaining. A dramatic 26-foot vaulted great room, flooded with natural light through walls of commercial-grade triple-pane fiberglass windows, creates an unforgettable first impression. Anchored by a striking two-sided fireplace and adjoining sunroom overlooking the private, park-like backyard, the open-concept design blends grand-scale entertaining with comfortable everyday living while creating spaces designed to bring family and friends together. At the heart of the home, the gourmet kitchen was designed for both everyday living and effortless entertaining. A premium Cafe appliance suite, quartz countertops, abundant white shaker cabinetry, an oversized entertaining island, and a spacious breakfast area flow seamlessly to the custom 700-square-foot composite deck, creating exceptional indoor-outdoor living. One of the home's most distinctive features is its three private suites, including two luxurious main-level primary suites with spa-inspired baths and an additional main-level bedroom or executive office. Upstairs, a private primary suite with an adjoining loft creates a secluded retreat, while two additional spacious bedrooms complete the upper level-an ideal layout for multigenerational living, long-term guests, or growing families. The professionally finished 2,500-square-foot entertainment level transforms the home into the ultimate gathering place. Featuring a custom 20-foot, eight-seat wet bar, full bath, multiple recreation areas, and a bonus room ready for a golf simulator, wine cellar, secure safe room, or additional finished living space, it offers exceptional flexibility for entertaining, fitness, and extended family living. Built to a standard rarely found in today's custom homes, exceptional craftsmanship is evident throughout. Highlights include commercial-grade triple-pane fiberglass windows, imported Spanish and Italian tile, designer European plumbing fixtures, elegant marble soaking tubs, 8-inch Spanish oak flooring, imported steel entry doors with advanced anti-theft locking systems, and a standing-seam metal roof with spray-foam insulation for superior energy efficiency and sound reduction. Completing the home are a timeless all-brick-and-stone exterior, 400-amp electrical service, and an oversized three-car garage with 16-foot ceilings. Located just minutes from highly rated schools, championship golf, shopping, dining, and Crystal Lake amenities, 8845 Belfield Road offers a rare opportunity to own one of Crystal Lake's premier move-in-ready custom homes-combining exceptional European craftsmanship, a one-of-a-kind floor plan, and a level of quality, design, and finished living space that would be extraordinarily difficult to recreate today without a substantially greater investment of time and money.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
West Elementary SchoolGrades K-52.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Brick,Stone,Concrete

Other

  • Builder model: CUSTOM

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Humidifier
  • Laundry features: Main Level,Gas Dryer Hookup,In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Exterior Entry,Egress Window,Concrete,Sleeping Area,Storage Space,Full,Daylight

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 255
  • Dimensions: 17X15

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 323
  • Dimensions: 19X17

Bedroom5

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 288
  • Dimensions: 18X16

Bedroom6

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 285
  • Dimensions: 15X19

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 221
  • Dimensions: 13X17

Family Room

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 570
  • Dimensions: 19X30

Features

  • Cathedral Ceiling(s),1st Floor Full Bath,Walk-In Closet(s),Open Floorplan,Separate Dining Room
  • Door features: Sliding Doors,Storm Door(s),6 Panel Door(s),Sliding Glass Door(s)
  • Window features: Screens
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Double Sided,Gas Log,Gas Starter,Family Room,Basement
  • Fireplace: Yes
  • Attic: Unfinished
  • Finished area below ground: 2,401

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 84
  • Dimensions: 7X12

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Sep Heating Systems - 2+,Indv Controls,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,239
  • Total interior livable area: 8,239 sqft

Kitchen

  • Features: Kitchen (Island),Flooring (Hardwood)
  • Level: Main
  • Area: 264
  • Dimensions: 12X22

Laundry

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 400
  • Dimensions: 20X20

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full,Double Sink,Tub & Separate Shwr)
  • Level: Main
  • Area: 294
  • Dimensions: 14X21

Recreation Room

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 780
  • Dimensions: 13X60

Sun Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 280
  • Dimensions: 14X20

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1813128003
  • Special condition: None
  • Other equipment: Sump Pump

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 167 X 198

Parking

  • Total spaces: 3
  • Parking features: Brick Driveway,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$675$8,100
Property Taxes $2,730$32,760
Electricity $633$7,604
Total$11,369$136,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$389,794/yr
40% on housing$341,070/yr
45% on housing$303,173/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 60014$202
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60014$195
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$1,450,000
2026-07-07Price change$1,450,000
2026-06-29Listed for sale$1,490,000
2025-05-02Sold$1,250,000
2025-03-20Contingent$1,250,000
2025-03-11Listed for sale$1,250,000
2024-10-08Listing removed$1,375,000
2024-03-29Listed for sale$1,375,000
2007-09-27Sold$138,500

For Sale by Agent

AgentBradley Fox
BrokerageHomeSmart Connect LLC

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