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12497 Josephs Rd, Folsom, LA, 70437

2beds
2baths
1,524sqft
$285,000
$187price/sqft
$2,009/moest. monthly cost
$80,360/yrincome needed

About This Home

Operating nursey for sale in Folsom. Property has a 1500 square foot 2 bedroom 2 bath home and a small office also on the property. 3 water wells and irrigation. Property toured by appointment only.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
Folsom Elementary SchoolGrades PK-52.1 mi
9/10
5/10
Covington High SchoolGrades 9-1211.8 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1955

Materials

  • Foundation: Raised
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range

Bedroom

  • Level: Lower
  • Dimensions: 11.10 X 7.50

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Lower
  • Dimensions: 15.50 X 9.50

Features

  • Ceiling Fan(s)
  • Fireplace features: None

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: 1 Unit

Interior Area

  • Total structure area: 1,524
  • Total interior livable area: 1,524 sqft

Kitchen

  • Level: Lower
  • Dimensions: 11.50 X 10.90

Living Room

  • Level: Lower
  • Dimensions: 23.10 X 11.60

Master Bedroom

  • Level: Lower
  • Dimensions: 17.50 X 15.80

Other

  • Level: Lower
  • Dimensions: 23.00 X 11.40

Property

Details

  • Parcel number: 14776
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8.88 Acres
  • Features: 6-10 Units/Acre,Irregular Lot,Outside City Limits
  • Lot size dimensions: Survey Attached

Parking

  • Total spaces: 2
  • Parking features: Detached,Two Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$253$3,036
Property Taxes $168$2,016
Electricity $147$1,773
Total$2,009$24,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,880/yr
40% on housing$60,270/yr
45% on housing$53,573/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 21.0%
21.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 70437$262
St. Tammany Parish$167

vs Homes Sold Last Month

Median $/sqft

ZIP 70437$183
St. Tammany Parish$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Listed for sale$299,500
2026-03-10Listing removed$305,000
2026-01-16Price change$305,000
2025-12-03Listed for sale$312,500
2007-07-02Sold--

For Sale by Agent

AgentDavid Holloway
BrokerageSmith & Core, Inc.

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