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263 S Orchard Ln, Covington, LA, 70433

2beds
2baths
1,778sqft
$399,000
$224price/sqft
$2,790/moest. monthly cost
$111,600/yrincome needed

About This Home

Welcome to this move-in ready garden home situated in a gated community with convenient access to the interstate, dining, and shopping. The exterior features a professionally landscaped yard and an iron gate leading to an oversized brick patio and the front entrance. Inside, the home offers an open-concept layout encompassing the formal dining area, living room, and kitchen. The living area is brightened by a wall of windows and features a gas fireplace. The kitchen is equipped with stainless steel appliances, a pantry, a desk nook, and a breakfast bar for additional seating. The primary suite includes a large walk-in closet and an ensuite bathroom with a walk-in shower with a seat, a soaking tub, and a double-sink vanity. Outdoor living is enhanced by an extended brick patio in the backyard.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

5/10
Pine View Middle SchoolGrades 4-63.8 mi
8/10
Fontainebleau High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Very Good Condition
  • Year built: 2011

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Patio Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom

  • Level: Lower
  • Dimensions: 12.5x12.6

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Lower
  • Dimensions: 14.5x10.1

Features

  • Ceiling Fan(s),Carbon Monoxide Detector,Granite Counters,Pantry,Stainless Steel Appliances
  • Fireplace features: Gas,Gas Starter,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total structure area: 2,535
  • Total interior livable area: 1,778 sqft

Kitchen

  • Level: Lower
  • Dimensions: 16.7x9.8

Living Room

  • Level: Lower
  • Dimensions: 19.3x16

Master Bedroom

  • Level: Lower
  • Dimensions: 14.9x14.5

Property

Details

  • Parcel number: 33569
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Concrete,Covered,Porch
  • Exterior features: Fence,Porch

Lot

  • Lot size: 5,000 sqft
  • Features: Outside City Limits
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Spaces,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Cold Wave
Hail
Heat Wave
Lightning
Tornado
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$390$4,680
Property Taxes $236$2,832
Electricity $147$1,773
Total$2,790$33,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,657/yr
40% on housing$83,700/yr
45% on housing$74,400/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 21.0%
21.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 70433$235
St. Tammany Parish$167

vs Homes Sold Last Month

Median $/sqft

ZIP 70433$179
St. Tammany Parish$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$420,000
2010-09-02Sold--

For Sale by Agent

AgentKatie Welty Bergeron
BrokerageKeller Williams Realty Services

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