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38 N Bay Ave, Eastport, NY, 11941

5beds
4baths
4,041sqft
$1,729,000
$428price/sqft
$10,675/moest. monthly cost
$427,000/yrincome needed

About This Home

Timeless Hamptons craftsmanship with farmland views in this exceptional new construction by Best Level Construction. Nestled on a beautiful 1-acre parcel overlooking protected farmland, this 4,041A± SF home offers 5 bedrooms, 3.5 baths, a dramatic great room with 16' ceilings, a private den/home office, gas fireplace, and a designer kitchen with a spacious, naturally lit butler's pantry. Premium features include 6" white oak flooring, radiant heated bathroom floors, a bluestone front porch, covered mahogany rear porch, and a 2-car garage. The 9' basement with multiple egress windows provides abundant natural light and endless possibilities for future living space. Ideally located on the fringe of the Hamptons, less than 4 miles from Westhampton Beach Village, and minutes to restaurants, marinas, shopping, plus the Speonk & Westhampton LIRR stations, offering the perfect balance of country tranquility and everyday convenience.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 4,041
  • Total interior livable area: 4,041 sqft

Property

Details

  • Parcel number: 0900350000100062000

Features

  • Stories: 3
  • Pool features: Room for a Pool

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: GarageDetached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,742$104,904
Home Insurance *$757$9,084
Property Taxes $509$6,108
Electricity $667$8,013
Total$10,675$128,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$366,000/yr
40% on housing$320,250/yr
45% on housing$284,666/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 11941$461
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11941$325
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$1,729,000
2026-01-01Listing removed$1,585,000
2024-12-15Listed for sale$1,585,000

New Construction

AgentNatalie A Lewis - Associate Real Estate Broker
BrokerageColdwell Banker Reliable Real Estate

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