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16 Lincoln St, Sag Harbor, NY, 11963

4beds
4baths
3,358sqft
$2,695,000
$803price/sqft
$19,001/moest. monthly cost
$760,040/yrincome needed

About This Home

Welcome you to 16 Lincoln Street in Sag Harbor, an East End best kept secret - where no detail has been overlooked. This charming, private waterfront community offering access to Havens Beach with its tranquil surroundings and close proximity to Sag Harbor Village making it a wonderful retreat! This spacious home, built in 2015, it is in immaculate condition and shows like new. Offering four generously sized bedrooms, plus a versatile flex room that can be served as a den, or can be tailored to your needs. Having 2,000 square feet on the first floor, and second floor with another 1,200 square feet in the finished basement, there's plenty of room for comfort. This open concept allows light to flood in the home throughout the day. Outside you'll find beautiful landscaped yard featuring a gunite pool with relaxing seating areas perfect for outdoor living, backing protected land that secures privacy. This home has geothermal heating and cooling, making it both efficient and cost effective. Feel free to message me and enjoy the summer in stunning community!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 2015

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace: Yes

Interior Area

  • Total structure area: 3,358
  • Total interior livable area: 3,358 sqft

Property

Details

  • Parcel number: 0302007000300020000

Features

  • Stories: 2
  • Private pool: Yes

Lot

  • Lot size: 0.26 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,627$163,524
Home Insurance *$1,182$14,184
Property Taxes $3,638$43,656
Electricity $554$6,659
Total$19,001$228,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$651,462/yr
40% on housing$570,030/yr
45% on housing$506,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$803This listing

vs Other Active Listings

Avg $/sqft

ZIP 11963$1,692
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11963$925
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listing removed$25,000
2026-06-05Listed for sale$2,695,000
2026-06-02Price change$25,000
2026-05-24Price change$31,666
2026-05-21Listed for rent$62,500
2026-05-21Listing removed$31,666
2026-05-07Listed for rent$31,666
2026-05-06Listing removed$51,666
2026-04-06Price change$51,666
2025-12-14Listed for rent$53,333
2025-12-14Listing removed$2,695,000
2025-08-29Listing removed$15,000
2025-08-29Listed for sale$2,695,000
2025-07-16Price change$15,000
2025-06-13Price change$35,000
2025-06-01Price change$40,000
2025-01-14Price change$10,000
2024-11-08Listed for rent$36,666
2024-11-07Listing removed$10,000
2024-10-30Listed for rent$10,000
2024-10-30Listing removed$2,699,000
2024-10-18Listed for sale$2,699,000
2024-09-30Listing removed$2,699,000
2024-04-11Listing removed--
2024-04-11Listed for sale$2,699,000
2013-11-04Sold$325,000
2004-01-23Sold$243,000
2003-08-26Sold$195,000

For Sale by Agent

AgentKyle Rosko - Real Estate Sales Person
BrokerageDouglas Elliman Real Estate

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