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3062 N Temple Ave, Indianapolis, IN, 46218

2beds
1baths
1,447sqft
$127,000
$88price/sqft
$1,184/moest. monthly cost
$47,360/yrincome needed

About This Home

Enjoy modern updates and peace of mind in this beautifully improved 2bd, 1 bath home. Step inside through a beautiful new door and find classic hardwood flooring and spacious living room and dining room that offer an open floor plan. The full basement extends your living area, freshly painted and ready your vision. Nothing left to do here but add your finishing touches. New siding, doors, roof, updated bathroom, kitchen and flooring make it easy to call this HOME.

Getting Around

43
WalkingCar-Dependent
36
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

2/10
Arlington Woods School 99Grades PK-60.7 mi
2/10
Shortridge High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 63
  • Dimensions: 9x7

Features

  • Hardwood Floors
  • Flooring: Hardwood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,447
  • Total interior livable area: 1,447 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 63
  • Dimensions: 9x7

Living Room

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 490720115032000101
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,534 sqft

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $642$7,704
Home Insurance *$161$1,932
Property Taxes $197$2,364
Electricity $184$2,212
Total$1,184$14,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,594/yr
40% on housing$35,520/yr
45% on housing$31,573/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 46218$78
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46218$77
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$121,000
2026-06-17Listed for sale$127,000
2006-11-03Sold$15,000

For Sale by Agent

AgentRagan Matthews
BrokerageBlackMatt Realty Group, LLC

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