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1260 N James Estates Dr, Henrico, VA, 23231

4beds
3baths
2,424sqft
$450,000
$186price/sqft
$3,025/moest. monthly cost
$121,000/yrincome needed

About This Home

Welcome to N James Estates subdivision! This lovely, well maintained two-story home delivers the perfect blend of elegant entertaining space and everyday comfort. The main level features a welcoming foyer and bright living room gleaming hardwood floors. The gourmet kitchen boasts an island, granite counter tops, a pantry and a sunny morning room; the spacious great room seamlessly extends to a stone patio and shaded, back yard, and a first floor office provides versatility. All 4 bedrooms including an ensuite primary with walk in closets are privately situated upstairs. Many upgrades and renovations are found throughout this home featuring new attic insulation, paint, carpet, closet organization shelving, tankless water heater, LVP flooring in the office, and two detached storage/workshop areas. The solar panels create an additional benefit for this efficient home; a fully owned, paid-off solar system conveys with the home, with no lease to assume and no payment to transfer, keeping monthly energy costs remarkably low.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

2/10
Varina Elementary SchoolGrades PK,3-53.7 mi
1/10
Rolfe Middle SchoolGrades 6-81.4 mi
2/10
Varina High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Dining Area,Eat-in Kitchen,Granite Counters,High Ceilings,Bath in Primary Bedroom,Pantry,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Partially Carpeted,Tile,Vinyl,Wood
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,424

Foyer

  • Level: First

Great Room

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,424 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Other

  • Level: Second

Sitting Room

  • Level: First

Property

Details

  • Parcel number: 8037038101

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Storage,Shed
  • Fencing: None

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$208$2,496
Property Taxes $309$3,708
Electricity $233$2,801
Total$3,025$36,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,714/yr
40% on housing$90,750/yr
45% on housing$80,666/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 23231$186
Henrico County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 23231$215
Henrico County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$450,000
2026-08-13Listed for sale$450,000
2022-07-29Sold$425,000
2022-07-03Pending sale$399,000
2022-07-02Price change$399,000
2022-06-28Listed for sale$425,000
2012-11-16Sold$239,700
2012-10-10Listed for sale$239,700
2012-08-31Sold$126,000

For Sale by Agent

AgentLaDonna Lewis
BrokerageICON Realty Group, ERA Powered

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