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40 Sowder Farm Rd, Troutville, VA, 24175

5beds
4baths
3,864sqft
$715,000
$185price/sqft
$4,666/moest. monthly cost
$186,640/yrincome needed

About This Home

Welcome to this highly sought-after Sowder Farm neighborhood of Fincastle! This beautifully maintained home offers the perfect blend of comfort,space,and style. Step inside to a bright, inviting LR featuring soaring ceilings and abundant natural light that creates an open,airy feel throughout the main living area. The spacious layout is ideal for everyday living and entertaining. The finished basement provides perfect space for movie nights, game days,or simply relaxing. It also features a large 5th BR and an additional full BA, making it an ideal setup for guests, teenagers, or multi-generational living. Outside, you'll appreciate the recent updates, including brand-new gutters and downspouts, along with a yard that's ready to enjoy. Located in one of Botetourt County's most desirable neighborhoods, this move-in-ready home offers the space,flexibility,and location today's buyers are looking for. Don't miss your opportunity to make this exceptional property your next home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
10/10
Central Academy MiddleGrades 6-84.2 mi
7/10

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Humidifier,Microwave,Electric Range,Refrigerator,Wall Oven,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom2

  • Level: Second
  • Area: 210.1

Bedroom3

  • Level: Second
  • Area: 156.51

Bedroom4

  • Level: Second
  • Area: 181.5

Bedroom5

  • Level: Below Grade
  • Area: 394.94

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 158.631

Family Room

  • Area: 0

Features

  • Ceiling Fan(s),Main Level Bedroom,Primary Bed w/Bath,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace,Gas Log,Great Room
  • Fireplace: Yes
  • Attic: Scuttle
  • Finished area below ground: 1,131
  • Finished area above ground: 2,733

Great Room

  • Area: 0

Heating & Cooling

  • Heating features: Forced Warm Air-Gas,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,864
  • Total interior livable area: 3,864 sqft

Kitchen

  • Level: First
  • Area: 179.55

Living Room

  • Level: First
  • Area: 442.68

Master Bedroom

  • Level: First
  • Area: 240

Office

  • Level: First
  • Area: 146.88

Property

Details

  • Parcel number: 73E12

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 1.26 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$263$3,156
Property Taxes $416$4,992
Electricity $372$4,466
Total$4,666$55,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,977/yr
40% on housing$139,980/yr
45% on housing$124,426/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 24175$145
Botetourt County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 24175$141
Botetourt County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$715,000
2009-11-13Sold$407,000

For Sale by Agent

AgentAustin Bousman
BrokerageRe/Max All Stars Realty

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