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6097 Blue Ridge Tpke, Fincastle, VA, 24090

2beds
1baths
988sqft
$120,000
$121price/sqft
$926/moest. monthly cost
$37,040/yrincome needed

About This Home

Opportunity awaits in beautiful Botetourt County! Located just minutes from the charming Town of Fincastle, this 2 bedroom, 1 bath home offers plenty of potential for the right buyer. Featuring a cozy living room, eat-in kitchen, and an additional flex space that could serve as a potential 3rd bedroom, home office, or bonus room, this property is full of possibilities. While the home does need some TLC, it has solid bones and wouldmake a great fixer-upper, investment property, or starter home for someone ready to make it their own. Don't miss your chance to bring new life to this home in a convenient country setting! Property is being sold strictly AS-IS. Seller will make no repairs or concessions. Any inspections are for buyer informational purposes only. New roof installed 2024.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
10/10
Central Academy MiddleGrades 6-80.7 mi
7/10
James River High SchoolGrades 9-128.3 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1940

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer

Bedroom1

  • Level: E

Bedroom2

  • Level: E

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Eat In Kitchen

  • Level: E

Features

  • Door features: Screen,Wood
  • Window features: Screens,Tilt-In
  • Flooring: Laminate,Vinyl
  • Finished area above ground: 988

Heating & Cooling

  • Heating features: Gas - Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 988
  • Total interior livable area: 988 sqft

Laundry

  • Level: E

Living Room

  • Level: E

Property

Details

  • Parcel number: 7428

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Side Porch
  • Waterfront features: Stream

Lot

  • Lot size: 0.76 Acres
  • Features: Level,Stream

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$37$444
Property Taxes $81$972
Electricity $202$2,433
Total$926$11,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,748/yr
40% on housing$27,780/yr
45% on housing$24,693/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 24090$282
Botetourt County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 24090$159
Botetourt County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$110,000
2026-06-25Listed for sale$120,000

For Sale by Agent

AgentSHEENA GROTH
BrokerageRE/MAX ALL STARS

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