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40 River Rd, Buchanan, VA, 24066

3beds
2baths
1,300sqft
$234,950
$181price/sqft
$1,610/moest. monthly cost
$64,400/yrincome needed

About This Home

Serene living at its finest. Enjoy your morning coffee on the screened in porch while listening to the babbling brook. Luxurious 6-foot oversized soaking tub with 4 shower heads, double sink vanity. Original hardwood floors throughout. Freestanding gas log fireplace in living room.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
7/10
Central Academy MiddleGrades 6-87.1 mi
8/10
James River High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1880

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: U

Bedroom3

  • Level: U

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: E

Features

  • Window features: Tilt-In
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,300

Heating

  • Heating features: Heat Pump Electric

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Kitchen

  • Level: E

Laundry

  • Level: E

Living Room

  • Level: E

Primary Bedroom

  • Level: U

Property

Details

  • Parcel number: 51A29

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Waterfront features: Stream

Lot

  • Lot size: 9,147 sqft
  • Features: Stream

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$84$1,008
Property Taxes $136$1,632
Electricity $202$2,433
Total$1,610$19,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,200/yr
40% on housing$48,300/yr
45% on housing$42,933/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 24066$190
Botetourt County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 24066$157
Botetourt County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$249,950
2024-01-16Listing removed--
2023-12-28Listed for sale$210,000
2011-09-26Sold$49,850
2011-01-12Sold$15,000
2010-10-21Sold$47,940

For Sale by Agent

AgentPAM SMITH
BrokerageMKB, REALTORS(r)

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