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1365 W 102nd Street Pl, Kearney, NE, 68845

4beds
4baths
2,545sqft
$539,900
$212price/sqft
$4,035/moest. monthly cost
$161,400/yrincome needed

About This Home

Discover the perfect blend of space and scenic beauty in this well-maintained two-story home featuring 4 bedrooms and 3½ baths. Offered for the first time by its original owners, this retreat sits on more than 3 acres in the Miracle Hills subdivision. Enjoy the tranquility of the country while living just minutes from Kearney. The home features a newer well pump, high-efficiency geothermal heat pump, and roof. Benefit from lower monthly costs with energy-efficient systems, free well water, and the added advantage of being located just outside the city tax zone. Spacious lot for entertainment, play, future structure, gardening and animals. Take in breathtaking sunsets and beautiful views overlooking Kearney, all while benefiting from minimal light pollution—perfect for stargazing under the night sky.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
6/10
Sunrise Middle SchoolGrades 6-83.8 mi
6/10
Kearney Sr High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener Owned,Humidifier,Electric Range,Dishwasher,Disposal,Refrigerator,Microwave,Washer,Dryer,Electric Water Heater
  • Laundry features: Bedroom Level,Vinyl

Basement

  • Area: 830

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: U
  • Area: 121

Bedroom3

  • Level: U
  • Area: 132

Bedroom4

  • Level: B
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Main level bathrooms: 1

Dining Room

  • Features: Living/Dining Combination,Sliding Glass Doors
  • Level: M
  • Area: 136.5

Family Room

  • Features: Carpet
  • Level: M
  • Area: 196

Features

  • Walk-In Closet(s),Ceiling Fan(s),Mstr Bath
  • Window features: Window Treatments
  • Finished area below ground: 830
  • Finished area above ground: 1,798

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,628
  • Total interior livable area: 2,545 sqft

Kitchen

  • Features: Wood
  • Level: M
  • Area: 110

Living Room

  • Features: Carpet
  • Level: M
  • Area: 182

Master Bedroom

  • Level: U
  • Area: 169

Property

Details

  • Parcel number: 560022313
  • Zoning: Res

Features

  • Levels: Two
  • Waterfront features: None
  • Living area range: 1601-1800

Lot

  • Lot size: 3.24 Acres
  • Features: Landscaping: Auto Under sprinkler,Established Yard,Good

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Drought
Ice Storm
Lightning
Tornado
Winter Weather
Inland Flooding
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance $480$5,760
Property Taxes $668$8,016
Electricity $157$1,885
Total$4,035$48,420

Income You'd Need if You Spent...

35% on housing$138,342/yr
40% on housing$121,050/yr
45% on housing$107,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 68845$161
Buffalo County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 68845$148
Buffalo County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$580,000
2026-01-27Listed for sale$595,000

For Sale by Agent

AgentBen Kinnison
BrokerageSummit Real Estate

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