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1631 Burk Dr NW, Fort Payne, AL, 35967

4beds
4baths
3,165sqft
$610,000
$193price/sqft
$4,101/moest. monthly cost
$164,040/yrincome needed

About This Home

SPACIOUS 4 BEDROOM, 4 BATH HOME IN DESIRABLE QUAIL HOLLOW SUBDIVISION! This unique property features hardwood floors, fireplace, and a full basement offering extra living and storage space. Enjoy entertaining on the stunning rock patio or relax indoors with plenty of room for the whole family. The home includes a 2-car garage and is ideal for comfortable living with a perfect blend of style and function. Don’t miss this beautiful gem in a sought-after neighborhood!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
Fort Payne Middle SchoolGrades 6-82.6 mi
5/10
Fort Payne High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1994

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Basement

Bedroom2

  • Features: Recessed Lighting,Wood Floor
  • Level: First
  • Area: 169

Bedroom3

  • Features: Carpet,Recessed Lighting,Smooth Ceiling
  • Level: Second
  • Area: 169

Bedroom4

  • Features: Carpet,Recessed Lighting,Smooth Ceiling
  • Level: Second
  • Area: 210

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 3,165 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry,Recessed Lighting,Sol Sur Cntrtop,Tile
  • Level: First
  • Area: 168

Living Room

  • Features: Fireplace,Recessed Lighting,Wood Floor,Coffered Ceiling(s)
  • Level: First
  • Area: 480

Master Bedroom

  • Features: Ceiling Fan(s),Recessed Lighting,Vaulted Ceiling(s),Wood Floor,Built-in Features
  • Level: First
  • Area: 315

Property

Details

  • Parcel number: 1402100001013.012

Features

  • Patio & porch: Deck

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Earthquake
Lightning
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$542$6,504
Property Taxes $121$1,452
Electricity $354$4,249
Total$4,101$49,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,605/yr
40% on housing$123,030/yr
45% on housing$109,360/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 35967$138
DeKalb County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 35967$137
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-18Listed for sale$610,000
2026-02-11Contingent$610,000
2026-01-22Price change$610,000
2025-12-10Price change$619,000
2025-06-11Listed for sale$629,000
2019-12-03Sold$320,000
2019-05-17Listed for sale$337,750
2016-04-17Listing removed$294,500
2015-05-14Listed for sale$294,500
2014-01-06Listing removed$282,500
2013-09-13Listed for sale$282,500
2005-09-08Sold$265,000

For Sale by Agent

AgentAngie McCurdy
BrokerageSouthern Properties Agency Inc

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