216 45th St NE, Fort Payne, AL, 35967
About This Home
WELCOME HOME ..... to this beautifully remodeled 3-bedroom, 2-bath property in Fort Payne! Conveniently located directly across from Fort Payne High School, this home offers both comfort and accessibility. Step inside to find a spacious living room plus a large family room featuring a cozy fireplace and stunning vaulted ceiling—perfect for relaxing or entertaining. Enjoy the privacy of a fenced-in backyard, ideal for pets or gatherings. With modern updates throughout and plenty of space to spread out, this move-in-ready home is a must-see!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1976
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher
Basement
- Basement: Crawl Space
Bedroom2
- Features: Ceiling Fan(s),Wood Floor
- Level: First
- Area: 132
Bedroom3
- Features: Ceiling Fan(s),Wood Floor
- Level: First
- Area: 252
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- 3/4 bathrooms: 2
Family Room
- Features: Ceiling Fan(s),Fireplace,Vaulted Ceiling(s),Wood Floor
- Level: First
- Area: 304
Features
- Number of fireplaces: 1
- Fireplace features: Gas Log,One
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 1
- Cooling features: Central 1
Interior Area
- Total interior livable area: 1,967 sqft
Kitchen
- Features: Eat-in Kitchen,Kitchen Island,Laminate Floor,Sol Sur Cntrtop
- Level: First
- Area: 264
Living Room
- Features: Ceiling Fan(s),Laminate Floor
- Level: First
- Area: 336
Master Bedroom
- Features: Ceiling Fan(s),Wood Floor
- Level: First
- Area: 180
Property
Details
- Parcel number: 1408270001033.010
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Covered Porch
Lot
- Lot size: 0.50 Acres
Parking
- Parking features: Garage-Attached,Driveway-Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,466 | $17,592 |
| Home Insurance * | $258 | $3,096 |
| Property Taxes | $57 | $684 |
| Electricity | $240 | $2,881 |
| Total | $2,021 | $24,252 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-04 | Listed for sale | $299,900 |
| 2026-03-23 | Contingent | $299,900 |
| 2026-03-20 | Listed for sale | $299,900 |
| 2020-06-17 | Sold | $175,000 |
| 2020-05-13 | Listed for sale | $179,900 |
| 2013-10-25 | Sold | $103,098 |
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