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2600 County Road 505, Fort Payne, AL, 35968

6beds
3baths
3,780sqft
$799,500
$212price/sqft
$5,262/moest. monthly cost
$210,480/yrincome needed

About This Home

RAINSVILLE/FORT PAYNE: Brick now offered with 14 ACRES OF LANE! Built in 1997, shingled roof, ciity water,, septic tank system, detached Barn. Long concrete driveway. Larger open carport on end of house, former garage taken in for a Family Room. Front porch, back porch, Salt Water inground pool with fencing around pool area. INTERIOR: SHEETROCK CEILING AND WALLS, 9 & 10 ' CEILINGS. 3BR'S UPSTAIRS 3BR'S DOWNSTAIRS, 3 BATHS, DINING ROOM, BREAKFAST AREA, GRANITE COUNTER TOPS IN KITCHEN, CUSTOM CABINETS, 2 FIREPLACES, STORM SHELTER. 14 ACRES OF LAND

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
Plainview SchoolGrades PK-122.1 mi

Construction

Condition

  • Year built: 1997

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: 9’ Ceiling,Granite Counters
  • Level: First
  • Area: 143

Bedroom3

  • Features: 9’ Ceiling
  • Level: First
  • Area: 143

Bedroom4

  • Level: Second
  • Area: 182

Bedroom5

  • Features: Carpet
  • Level: Second
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Features: 10’ + Ceiling,Fireplace
  • Level: First
  • Area: 480

Dining Room

  • Level: First
  • Area: 121

Features

  • Number of fireplaces: 2
  • Fireplace features: Two
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 3,780 sqft

Kitchen

  • Features: 10’ + Ceiling,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Sitting Area,Wood Floor
  • Level: First
  • Area: 357

Living Room

  • Features: 10’ + Ceiling,Fireplace
  • Level: First
  • Area: 340

Property

Details

  • Parcel number: 1508270000018.002

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Salt Water

Lot

  • Lot size: 14 Acres

Parking

  • Parking features: Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,042$48,504
Home Insurance *$639$7,668
Property Taxes $159$1,908
Electricity $422$5,075
Total$5,262$63,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,411/yr
40% on housing$157,860/yr
45% on housing$140,320/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 35968$186
DeKalb County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 35968$156
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$799,500
2026-02-21Listed for sale$749,500

For Sale by Agent

AgentDeana Wigley
BrokerageWhite Realty

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