631 Old Highway 35 E, Fort Payne, AL, 35968
About This Home
The KITCHEN, The ROOM, The POOL, The APARTMENT! Main house boasts a chefs dream with the kitchen offering pantry, island, appliance package, and all the cabinet space you could dream of. 3 bedrooms, 2 bathrooms, and a HUGE Bonus room on the second level rounded out with an amazing back yard with in-ground pool, privacy fencing, deck, and patio area! Attached apartment has its own access/driveway with open concept 1 bed/1 bath. Hidden surprise in the crawlspace with room for storage and area to go for storms! Be Summer ready here at the top of Sand Mtn located between Rainsville and Fort Payne. New Roof in 2023 and New tankless, natural gas water heater 2026! Offered at $459,900
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Microwave,Refrigerator
Basement
- Has basement: Yes
- Basement: Basement,Crawl Space
Bedroom2
- Features: Carpet
- Level: First
- Area: 192
Bedroom3
- Features: Laminate Floor,Walk-In Closet(s)
- Level: First
- Area: 110
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Bonus Room
- Features: Laminate Floor,Skylight,Vaulted Ceiling(s)
- Level: Second
- Area: 680
Dining Room
- Features: Tile
- Level: First
- Area: 170
Features
- Fireplace features: None
Heating & Cooling
- Heating features: Central 2
- Cooling features: Central 2
Interior Area
- Total interior livable area: 3,827 sqft
Kitchen
- Features: Kitchen Island,Pantry,Recessed Lighting,Tile
- Level: First
- Area: 204
Laundry Room
- Features: Laminate Floor
- Level: First
- Area: 90
Living Room
- Features: Laminate Floor
- Level: First
- Area: 342
Master Bedroom
- Features: Ceiling Fan(s),Carpet,Tray Ceiling(s),Walk in Closet 2
- Level: First
- Area: 270
Property
Details
- Parcel number: 1508330000009000
Features
- Levels: One and One Half
- Stories: 1
- Private pool: Yes
- Patio & porch: Deck,Front Porch,Covered Porch
- Exterior features: Sidewalk
Lot
- Lot size: 1.50 Acres
Parking
- Parking features: Garage-Two Car,Garage-Attached,Driveway-Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Drought
- Earthquake
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance * | $367 | $4,404 |
| Property Taxes | $91 | $1,092 |
| Electricity | $428 | $5,138 |
| Total | $3,211 | $38,532 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-11 | Listed for sale | $459,900 |
| 2024-09-06 | Sold | $380,000 |
| 2024-08-01 | Pending sale | $397,000 |
| 2024-08-01 | Contingent | $397,000 |
| 2024-06-21 | Price change | $397,000 |
| 2024-06-04 | Price change | $410,000 |
| 2024-05-02 | Listed for sale | $429,000 |
| 2016-08-29 | Sold | $206,000 |
| 2016-07-07 | Listed for sale | $212,000 |
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