397 County Road 308, Fort Payne, AL, 35968
About This Home
Breathtaking views from every window of this stunning estate on 17+ acres. Wake up to sweeping bluff vistas, vibrant seasonal colors, and a serene pond. This luxurious home features 6 spacious bedrooms, 7 baths, 11-ft ceilings, chandelier lift, double ovens, custom cabinets, and a spa-like bath with soaking tub and double shower. Enjoy formal dining, or casual meals in the beautiful view-filled breakfast room. Gourmet kitchen perfect for any chef! With laundry on every floor, a bluffside pool, private MIL suite, walk-out basement with storm room and apartment, this home perfectly blends Southern charm with modern luxury perfect for entertaining! Working chicken houses can convey w/ property!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Basement
Bedroom
- Features: Carpet
- Level: Second
- Area: 221
Bedroom2
- Features: Ceiling Fan(s),Crown Molding,Carpet,Smooth Ceiling
- Level: Second
- Area: 340
Bedroom3
- Features: Crown Molding,Carpet,Smooth Ceiling
- Level: Second
- Area: 300
Bedroom4
- Features: Ceiling Fan(s),Crown Molding,Carpet,Smooth Ceiling
- Level: Second
- Area: 280
Bedroom5
- Features: Ceiling Fan(s),Crown Molding,Carpet,Smooth Ceiling
- Level: Second
- Area: 330
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 5
- 1/2 bathrooms: 2
Dining Room
- Features: Crown Molding,Recessed Lighting,Smooth Ceiling,Wood Floor,Wainscoting
- Level: First
- Area: 240
Features
- Number of fireplaces: 2
- Fireplace features: Two
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 2+,Natural Gas
- Cooling features: Multi Units,Electric
Interior Area
- Total interior livable area: 9,600 sqft
Kitchen
- Features: Eat-in Kitchen,Granite Counters,Kitchen Island,Recessed Lighting,Smooth Ceiling,Wood Floor,Built-in Features
- Level: First
- Area: 210
Living Room
- Features: Bay WDW,Ceiling Fan(s),Crown Molding,Fireplace,Smooth Ceiling,Wood Floor
- Level: First
- Area: 648
Loft
- Features: Ceiling Fan(s),Crown Molding,Carpet,Smooth Ceiling
- Level: Second
- Area: 384
Master Bedroom
- Features: Fireplace,Recessed Lighting,Smooth Ceiling,Wood Floor
- Level: First
- Area: 432
Office
- Features: Ceiling Fan(s),Crown Molding,Smooth Ceiling,Wood Floor,Built-in Features
- Level: Second
- Area: 299
Property
Details
- Parcel number: 2202090000032.001
Features
- Private pool: Yes
- Has view: Yes
- View description: Bluff/Brow
- Waterfront features: Pond
Lot
- Lot size: 17 Acres
Parking
- Parking features: Garage-Two Car,Garage-Attached,Garage Faces Side
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Drought
- Earthquake
- Hail
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,871 | $130,452 |
| Home Insurance * | $1,718 | $20,616 |
| Property Taxes | $430 | $5,160 |
| Electricity | $1,074 | $12,890 |
| Total | $14,093 | $169,116 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-07-10 | Listed for sale | $2,250,000 |
| 2025-02-21 | Listing removed | $2,550,000 |
| 2024-12-18 | Listed for sale | $2,550,000 |
| 2024-12-01 | Listing removed | $2,550,000 |
| 2024-08-17 | Price change | $2,550,000 |
| 2024-07-22 | Listed for sale | $2,700,000 |
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