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413 Lincoln Ave SE, Fort Payne, AL, 35967

5beds
2baths
2,054sqft
$229,000
$111price/sqft
$1,645/moest. monthly cost
$65,800/yrincome needed

About This Home

Welcome home to this warm and inviting, recently renovated 5 bedroom, 2 bath in the heart of downtown Fort Payne! Enjoy slow mornings in the cheerful sunroom and plenty of space to relax, garden, or play in the spacious backyard. Conveniently located to both north and south Fort Payne shopping, dining, and every day amenities situated in the Fort Payne city school District, and just minutes from the walking park this home offers comfort, charm, and an easy in town lifestyle.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

10/10
5/10
Fort Payne Middle SchoolGrades 6-84.9 mi
5/10
Fort Payne High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1935

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Area: 140

Bedroom3

  • Level: First
  • Area: 120

Bedroom4

  • Level: Second
  • Area: 126

Bedroom5

  • Level: Second
  • Area: 126

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,054 sqft

Kitchen

  • Features: Eat-in Kitchen,Tile
  • Level: First
  • Area: 169

Living Room

  • Features: Ceiling Fan(s),Carpet
  • Level: First
  • Area: 273

Property

Details

  • Parcel number: 2303083005008000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.33 Acres

Parking

  • Parking features: Driveway-Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Drought
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$203$2,436
Property Taxes $45$540
Electricity $240$2,881
Total$1,645$19,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,400/yr
40% on housing$49,350/yr
45% on housing$43,866/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 35967$141
DeKalb County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 35967$137
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Contingent$229,000
2026-03-20Price change$229,000
2026-02-16Listed for sale$239,000
2026-02-05Listing removed--
2026-01-15Price change$239,900
2025-12-27Listed for sale$244,000

For Sale by Agent

AgentKyra Locurcio
BrokerageAlabama Living Real Estate

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