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476 County Road 295, Fort Payne, AL, 35967

2beds
2baths
1,507sqft
$299,900
$199price/sqft
$2,081/moest. monthly cost
$83,240/yrincome needed

About This Home

Welcome to 476 County Road 295, a custom built home with "proximity value" as it shares property lines w/Little River Canyon National Park & JSU! This unique & picturesque property can be partially attributed to a locally renowned wood artist that designed the entry gate w/29 stone columns which was named Stix and Stones! The boulders surrounding the home creates additional character & privacy! The interior only adds to the total rustic appeal w/wood floors, wood walls & cathedral wood ceilings plus floor to ceiling stone fireplace! 2 bedrooms, each w/their own bath, allow you to pick a main floor bedroom or loft bedroom w/overlook balcony for your own perfect retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

3/10
Ruhuma Jr High SchoolGrades PK-86.8 mi
5/10
Collinsville High SchoolGrades PK-1217.0 mi

Construction

Condition

  • Year built: 2008

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom

  • Level: First
  • Area: 228

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Electric
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 1,507 sqft

Kitchen

  • Features: 10’ + Ceiling,Pantry,Window Cov,Wood Floor,Built-in Features
  • Level: First
  • Area: 156

Living Room

  • Features: Ceiling Fan(s),Fireplace,Vaulted Ceiling(s),Wood Floor
  • Level: First
  • Area: 300

Master Bedroom

  • Features: Ceiling Fan(s),Vaulted Ceiling(s),Window Cov,Wood Floor
  • Level: Second
  • Area: 228

Property

Details

  • Parcel number: 2409300000008.001

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 1.80 Acres

Parking

  • Parking features: Circular Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$266$3,192
Property Taxes $59$708
Electricity $240$2,881
Total$2,081$24,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,348/yr
40% on housing$62,430/yr
45% on housing$55,493/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 35967$140
DeKalb County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 35967$137
DeKalb County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$299,900
2023-11-17Sold$235,000
2023-10-28Contingent$235,000
2023-10-24Listed for sale$235,000
2014-07-28Listing removed$175,000
2014-07-10Listed for sale$175,000
2011-03-07Sold$135,000

For Sale by Agent

AgentSteve Koleno
BrokerageBeycome Brokerage Realty LLC

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