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1800 N 45th Ter, Fort Smith, AR, 72904

5beds
2baths
2,464sqft
$249,900
$101price/sqft
$1,852/moest. monthly cost
$74,080/yrincome needed

About This Home

Spacious 5-bedroom, 2-bath home situated on approximately .37 acres, offering the perfect blend of comfort and functionality. This home features a desirable split floor plan, ideal for large families or those who love added privacy. Enjoy relaxing mornings on the massive covered front porch and host gatherings on the beautiful back patio—perfect for entertaining. With a brand-new HVAC system and roof, you’ll have peace of mind knowing those major updates are already taken care of. Plenty of space inside and out to make this home truly your own!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
Northside High SchoolGrades 9-121.8 mi

Construction

Materials

  • Foundation: Slab
  • Roof: Architectural,Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Disposal,Gas Water Heater,Microwave Hood Fan,Microwave,Oven,Range,Refrigerator,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Flooring: Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,464 sqft

Property

Details

  • Parcel number: 1775700250000001
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Concrete Driveway
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 0.37 Acres
  • Features: Level,Subdivision
  • Lot size dimensions: 90 x 138 x 146 x 137

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance $282$3,384
Property Taxes $129$1,548
Electricity $178$2,141
Total$1,852$22,224

Income You'd Need if You Spent...

35% on housing$63,497/yr
40% on housing$55,560/yr
45% on housing$49,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 72904$78
Sebastian County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 72904$101
Sebastian County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$254,900
2026-02-22Listed for sale$264,900
2026-01-01Listing removed$269,900
2025-08-26Price change$269,900
2025-07-28Price change$279,900
2025-06-05Listed for sale$299,900
2014-09-26Sold$118,500
2012-11-26Sold$111,500

For Sale by Agent

AgentNicole Jackson
BrokerageeXp Realty NWA Branch

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