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197 Ridgeland Dr, Maysville, GA, 30558

3beds
3baths
2,531sqft
$360,000
$142price/sqft
$2,741/moest. monthly cost
$109,640/yrincome needed

About This Home

$25,000 PRICE REDUCTION! Motivated seller located on 0.80 acres in a NO HOA subdivision, this well maintained 3 bedroom, 3 bath split level home offers space, flexibility, and numerous updates. The fully fenced backyard provides privacy and room to enjoy the outdoors, complete with brand new pressure treated front and back decks with fresh stain. The lower level features two finished rooms that could easily convert this home into a POTENTIAL 5 BEDROOM layout by adding closets. A ductless mini split system with individual heads in both bonus rooms and the family room provides efficient heating and cooling downstairs. The roof is less than 10 years old, the HVAC is only 3 years old, popcorn ceilings have been replaced with smooth ceilings, and the interior has been freshly painted. Additional upgrades include a brand new refrigerator, total wildlife attic exclusion, new vinyl shutters, two new garage doors with remotes, added two hot water heaters and a freshly painted garage. This property offers move in ready comfort with the added benefit of room to grow - all without HOA restrictions.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
6/10
6/10
Banks County High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Dining Rm/Living Rm Combo,Seats 12+

Features

  • High Ceilings,Master On Main Level,Separate Shower,Soaking Tub,Split Foyer,Tray Ceiling(s),Walk-In Closet(s)
  • Flooring: Laminate,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,531

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,531
  • Total interior livable area: 2,531 sqft

Kitchen

  • Features: Breakfast Area,Pantry

Property

Details

  • Parcel number: B43F013

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Back Yard,Chain Link,Fenced

Lot

  • Lot size: 0.80 Acres
  • Features: Level

Parking

  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$175$2,100
Property Taxes $501$6,012
Electricity $245$2,950
Total$2,741$32,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,977/yr
40% on housing$82,230/yr
45% on housing$73,093/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 30558$201
Banks County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 30558$188
Banks County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$385,000
2026-02-26Listed for sale$410,000
2023-06-23Sold$320,000
2023-05-28Pending sale$329,000
2023-05-27Listed for sale$329,000
2008-10-08Sold$142,900

For Sale by Agent

AgentShea Foster
BrokerageRE/MAX Signature

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