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515 Engram St, Montezuma, GA, 31063

4beds
4baths
1,988sqft
$350,000
$176price/sqft
$3,471/moest. monthly cost
$138,840/yrincome needed

About This Home

Step into timeless charm with this beautifully restored home in Montezuma! Featuring 4 spacious bedrooms and 3.5 baths, this stunning property sits proudly on a large corner lot and offers the perfect blend of character and modern upgrades. Inside you'll find thoughtful details throughout, including a luxurious master ensuite that features a soaking tub, a large walk-in shower, and his/her vanities. Relax and unwind in the one of a kind home and enjoy a peaceful lifestyle and a piece of history. Come see it today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
5/10
2/10
Macon County High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Roof: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven/Range (Combo)
  • Laundry features: Common Area

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Master On Main Level,Separate Shower,Soaking Tub,Tile Bath,Walk-In Closet(s)
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,988

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,988
  • Total interior livable area: 1,988 sqft

Property

Details

  • Parcel number: 4013B 0006

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.78 Acres
  • Features: Corner Lot

Parking

  • Parking features: Attached,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$1,160$13,920
Property Taxes $323$3,876
Electricity $219$2,637
Total$3,471$41,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,005/yr
40% on housing$104,130/yr
45% on housing$92,560/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 31063$96
Macon County$56

vs Homes Sold Last Month

Median $/sqft

ZIP 31063
Macon County$39

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$350,000
2017-12-15Sold$92,900
2017-10-07Pending sale$99,900
2017-08-08Listed for sale$99,900
2014-11-03Sold$29,007
2014-05-29Sold$79,000
2014-04-15Pending sale$79,000
2014-04-01Listed for sale$79,000
2012-09-02Listing removed$116,000
2012-08-02Listed for sale$116,000
2012-06-28Listing removed$116,000
2012-02-25Listed for sale$116,000
2010-07-02Sold$104,000
2006-11-29Sold$104,000

For Sale by Agent

AgentGwendolyn T Giles
BrokerageGolden Key Realty, Inc.

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