11912 W Breezy Point Dr, Monticello, IN, 47960
About This Home
Seller says Bring an Offer! Seeking a million-dollar view of Lake Freeman on a limited budget? Look no further. This charming two-bedroom, one-bath lake home boasts comprehensive updates within the last 2-3 years, including new plumbing, electrical, kitchen, flooring, windows, roof, and more. The exterior features an upper and lower deck to enhance your lakefront experience. Additional amenities include a designated boat or jet ski area, a swimming zone, and extra parking for guests.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1928
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Oven,Electric Range,Electric Water Heater,Water Softener Owned
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space,Partial,Walk-Out Access,Partially Finished,Outside Entrance Only,Block
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s)
- Window features: Blinds
- Flooring: Carpet
- Fireplace features: None
- Finished area below ground: 220
- Finished area above ground: 440
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 660
- Total interior livable area: 660 sqft
Kitchen
- Level: Main
- Area: 54
Living Room
- Level: Main
- Area: 144
Property
Details
- Parcel number: 080422000126.000011
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Deck on Waterfront,Ski Lake,Lake
- Waterbody name: Lake Freeman
- Frontage length: Channel/Canal Frontage(0),Water Frontage(11)
Lot
- Lot size: 3,920 sqft
- Lot size dimensions: 49x85
Parking
- Parking features: Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $174 | $2,088 |
| Property Taxes | $114 | $1,368 |
| Electricity | $184 | $2,212 |
| Total | $1,533 | $18,396 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Price change | $213,900 |
| 2026-03-12 | Price change | $214,900 |
| 2026-02-12 | Price change | $218,000 |
| 2025-09-09 | Listed for sale | $219,000 |
| 2024-03-20 | Listing removed | $215,000 |
| 2023-10-09 | Price change | $215,000 |
| 2023-09-01 | Price change | $217,000 |
| 2023-08-08 | Listed for sale | $227,000 |
| 2023-08-02 | Listing removed | $247,000 |
| 2023-07-21 | Price change | $247,000 |
| 2023-07-05 | Price change | $249,000 |
| 2023-06-18 | Price change | $253,000 |
| 2023-06-08 | Price change | $254,000 |
| 2023-04-15 | Price change | $255,000 |
| 2023-01-19 | Listed for sale | $275,000 |
| 2022-01-28 | Sold | $125,000 |
| 2022-01-17 | Pending sale | $125,000 |
| 2022-01-10 | Listed for sale | $125,000 |
| 2021-12-17 | Pending sale | $125,000 |
| 2021-10-11 | Listed for sale | $125,000 |
| 2021-10-01 | Listing removed | $125,000 |
| 2021-03-30 | Listed for sale | $125,000 |
| 2021-03-23 | Pending sale | $125,000 |
| 2019-09-19 | Listed for sale | $125,000 |
| 2018-05-17 | Listing removed | $119,900 |
| 2017-11-20 | Listed for sale | $119,900 |
| 2000-05-02 | Sold | $11,000 |
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