11914 W Breezy Point Dr, Monticello, IN, 47960
About This Home
Nestled along the shores of Lake Freeman, this inviting waterfront retreat at 11914 W Breezy Point Dr offers stunning lake views and the perfect setting for summer living. Enjoy peaceful mornings and vibrant sunsets from the property while taking full advantage of the water just steps away. The home features an updated covered boat lift, making lake days effortless and protecting your investment year-round. Whether you’re boating, swimming, or simply relaxing by the water, this property delivers the ultimate lake lifestyle. Perfect as a weekend escape or seasonal residence, it’s a great summer getaway for creating lasting memories with family and friends.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Full,Finished,Block
Bedroom1
- Level: Main
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Family Room
- Level: Basement
- Area: 216
Features
- Ceiling Fan(s),Stand Up Shower
- Flooring: Carpet,Tile,Vinyl
- Fireplace features: None
- Finished area below ground: 448
- Finished area above ground: 660
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,108
- Total interior livable area: 1,108 sqft
Kitchen
- Level: Basement
- Area: 90
Living Room
- Level: Main
- Area: 209
Property
Details
- Parcel number: 080422000127.000011
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck
- Exterior features: Boat Lift-Covered,Boat Lift-Permanent
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront,Private Beach,Ski Lake,Lake
- Waterbody name: Lake Freeman
- Frontage length: Channel/Canal Frontage(0),Water Frontage(18)
Lot
- Lot size: 4,181 sqft
- Features: Few Trees,Sloped,Lake
- Lot size dimensions: 45x93
Parking
- Parking features: Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $261 | $3,132 |
| Property Taxes | $96 | $1,152 |
| Electricity | $184 | $2,212 |
| Total | $2,133 | $25,596 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-09 | Listed for sale | $315,000 |
| 2026-01-28 | Listing removed | $315,000 |
| 2025-12-18 | Listed for sale | $315,000 |
| 2025-02-09 | Listing removed | $2,000 |
| 2024-11-03 | Listed for rent | $2,000 |
| 2024-03-04 | Listing removed | -- |
| 2024-02-14 | Price change | $1,975 |
| 2024-01-06 | Price change | $2,000 |
| 2024-01-04 | Listed for rent | $2,200 |
| 2024-01-04 | Listing removed | -- |
| 2023-12-17 | Price change | $2,300 |
| 2023-12-13 | Price change | $2,375 |
| 2023-12-06 | Listed for rent | $2,400 |
| 2023-11-29 | Listing removed | -- |
| 2023-11-14 | Listed for rent | $2,000 |
| 2022-05-27 | Listing removed | -- |
| 2022-05-19 | Listed for sale | $285,000 |
| 2022-04-14 | Sold | $255,000 |
| 2022-04-04 | Pending sale | $268,000 |
| 2022-03-14 | Contingent | $268,000 |
| 2021-12-17 | Listed for sale | $268,000 |
| 2021-10-11 | Listing removed | $278,000 |
| 2021-09-07 | Listed for sale | $278,000 |
| 2019-02-23 | Listing removed | $164,900 |
| 2018-07-25 | Listed for sale | $164,900 |
| 1999-01-15 | Sold | $47,000 |
View on Zillow