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316 Cutter Ct, Chapin, SC, 29036

4beds
2baths
1,890sqft
$290,000
$153price/sqft
$1,955/moest. monthly cost
$78,200/yrincome needed

About This Home

This beautifully maintained 4-bedroom, 2-bath home offers 1,844 square feet with a desirable split floor plan featuring a private primary suite on the main level and an additional bedroom upstairs. Enjoy upgraded features including integrated smart switches throughout, a cozy built-in electric fireplace in the primary bedroom, and a 2-year-old HVAC system. The spacious 2-car garage with a built-in workbench provides plenty of room for storage and projects. Tucked away at the end of a quiet cul-de-sac, you're just 3 minutes from Lake Murray and within walking distance of Chapin Elementary. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Chapin Elementary SchoolGrades PK-40.3 mi
7/10
Chapin MiddleGrades 6-84.6 mi
9/10
Chapin High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Microwave Above Stove
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedroom3

  • Features: Bath-Shared,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Features: Area

Features

  • Flooring: Tile,Luxury Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump 1st Lvl
  • Cooling features: Heat Pump 2nd Lvl

Interior Area

  • Total structure area: 1,890
  • Total interior livable area: 1,890 sqft

Kitchen

  • Features: Counter Tops-Formica,Cabinets-Stained,Floors-Tile,Ceiling Fan(s)
  • Level: Main

Living Room

  • Features: Fireplace,Ceiling Fan
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Bath-Private,Separate Shower,Whirlpool,Ceiling Fan(s),Closet-Private
  • Level: Main

Property

Details

  • Parcel number: 00113101025

Features

  • Stories: 1

Lot

  • Lot size: 0.27 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Lexington County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$170$2,040
Property Taxes $115$1,380
Electricity $204$2,449
Total$1,955$23,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,028/yr
40% on housing$58,650/yr
45% on housing$52,133/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 29036$199
Lexington County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 29036
Lexington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$290,000
2008-05-20Sold$158,000
2008-02-14Listing removed$175,000
2008-02-02Listed for sale$175,000
2006-05-08Sold$165,000
2004-10-27Sold$14,000

For Sale by Agent

AgentTeague Blake
BrokerageKeller Williams Palmetto

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