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12441 Paul Ln, Collinsville, MS, 39325

4beds
3baths
3,580sqft
$559,000
$156price/sqft
$3,683/moest. monthly cost
$147,320/yrincome needed

About This Home

Beautiful custom-built home in Magnolia Lake Estates! This 4-bedroom, 3-bath home with bonus room has an open floor plan with high ceilings, tray ceilings, and tall windows that let in plenty of natural light. The kitchen features an oversized island/bar, granite countertops, custom cabinets, ceramic backsplash, breakfast nook, and bar, flowing into the keeping area and living space. Hardwood floors and two fireplaces add warmth throughout the home. The master suite includes a sitting area and bath with walk-in stone shower and Jacuzzi tub. On the main level are three bedrooms, including two that are nicely sized with great closet space. Upstairs, there's a bonus room and one additional bedroom with a full bath, plus a laundry room with cabinet storage. The covered back porch features slate and ceiling fans, perfect for relaxing outdoors. Enjoy country living on your 2-acre lot while still being close to town, Naval Air Station Meridian, and Key Field Air National Guard Base. Don't wait, call today to schedule a showing before this home is gone!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Wood,Tile,Ceramic Tile
  • Number of fireplaces: 2
  • Fireplace: Yes

Interior Area

  • Total structure area: 3,580
  • Total interior livable area: 3,580 sqft

Property

Details

  • Parcel number: 112040923000005400

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Drought
Hail
Hurricane
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters in Lauderdale County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$223$2,676
Property Taxes $302$3,624
Electricity $332$3,994
Total$3,683$44,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,274/yr
40% on housing$110,490/yr
45% on housing$98,213/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 39325$132
Lauderdale County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 39325$159
Lauderdale County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$559,000
2019-02-09Listing removed$349,900
2019-01-07Pending sale$349,900
2018-11-05Price change$349,900
2018-08-10Price change$352,000
2018-06-26Price change$355,000
2018-05-30Price change$365,000
2018-03-10Listed for sale$369,000
2017-06-17Listing removed$340,000
2017-03-19Price change$340,000
2017-03-13Listed for sale$350,000

For Sale by Agent

AgentCamille Boler
BrokerageWhite Oak Properties, LLC

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