See other homes in:

About This Home

Welcome to this well-maintained 3-bedroom, 2-bathroom brick home situated on a spacious 1-acre lot. Conveniently located near the Navy Base. This home features a large living room highlighting vaulted ceilings, exposed wood beams, and a floor-to-ceiling brick fireplace, as well as a versatile bonus room. Enjoy family meals in the formal dining room, and cook with ease in the kitchen equipped with ample cabinetry and stainless steel appliances. The home feels fresh and move-in ready with newly cleaned carpets throughout the living areas. Outside, you will find a large backyard with mature trees and a convenient storage shed. Additional highlights include a roof that is only 3 years old and an attached two-car garage offering plenty of storage with two storage rooms in the garage.

View Virtual Tour

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

3/10

Northeast Lauderdale Middle SchoolGrades 5-82.8 mi

7/10

Northeast Lauderdale High SchoolGrades 9-121.1 mi

7/10

Northeast Lauderdale Elementary SchoolGrades PK-43.2 mi

Construction

Condition

Year built: 1987

Type & Style

Home type: SingleFamily
Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Cooling

Cooling features: Central Air

Features

Number of fireplaces: 1
Fireplace: Yes

Interior Area

Total structure area: 1,975
Total interior livable area: 1,975 sqft

Property

Details

Parcel number: 131110589700000700

Parking

Parking features: Garage
Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Cold WaveRelatively High
LightningModerate
TornadoModerate

How This Home’s Risks Compare

FEMA Declared Disasters in Lauderdale County and Mississippi

Severe Storm

Straight Line Winds

Tornado

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$1,213	$14,556
Home Insurance *	$338	$4,056
Property Taxes	$129	$1,548
Electricity	$192	$2,304
Total	$1,872	$22,464

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$74,880/yr

35% on housing$64,182/yr

40% on housing$56,160/yr

45% on housing$49,920/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered

Hail

Wind

Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered

Wildfire

Hail

Wind

Visit Website →

Current Policies

Residential: 2,237Commercial: -4

Total Premiums$1.77M

Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%

6.6%

0%30.0%

Electricity Growth Rate10-year average: 4.2%

4.2%

0%15.0%

Property Taxes Growth Rate2-year average: -2.6%

-2.6%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 39305$115

Lauderdale County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 39305$99