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803 63rd St, Meridian, MS, 39305

4beds
3baths
2,467sqft
$344,000
$139price/sqft
$2,640/moest. monthly cost
$105,600/yrincome needed

About This Home

This is a lovely, well-built home in excellent condition. Footage does not reflect the approximately 348 Sq. ft. enclosed back room which has a split system hvac system. There is also as split system in the garage which is still a garage. Home has a formal dining room, a well-equipped kitchen with granite countertops and a built-in desk. There is a great room with gas log fireplace and built-ins. The laundry has a half bath. This is a split plan home and the master suite has jetted tub and separate shower and 2 walk-in closets. There is a large, private back yard which is partially privacy fenced. Located on a cul-de-sac in a quiet neighborhood. Excellent storage space including a walk-in storage room on the back of the house, built originally. Some pretty hardwood floors

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

2/10
4/10
Meridian High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2000

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,467
  • Total interior livable area: 2,467 sqft

Property

Details

  • Parcel number: 139292025000001500

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Hail
Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Lauderdale County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,739$20,868
Home Insurance *$486$5,832
Property Taxes $186$2,232
Electricity $229$2,752
Total$2,640$31,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,514/yr
40% on housing$79,200/yr
45% on housing$70,400/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 39305$114
Lauderdale County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 39305$99
Lauderdale County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$357,500
2021-03-24Listing removed--
2013-07-16Listing removed$245,000
2013-03-28Sold--
2013-01-17Price change$245,000
2012-10-15Listed for sale$249,500

For Sale by Agent

AgentTerry G Winstead
BrokerageWINSTEAD REALTY

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