3807 S Flora Dr, Lauderdale, MS, 39335
About This Home
Charming 4-Bedroom, 3-Bath Home on S Flora Lake. This 2374 SF home offers incredible lake views and a private pier, perfect for relaxing and enjoying stunning sunsets. While it is currently listed as a single-family home, the layout provides the flexibility to be utilized as a duplex-style living arrangement, offering two kitchens for multi-generational living or rental potential. The home features four bedrooms and three bathrooms, with appliances, countertops, and baths. Although the property could use some TLC and updates, it offers a fantastic opportunity to create your dream lakefront home. The screened porch and gated entrance add to the charm and privacy of the home, which is situated on two lots.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1968
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Yes
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Interior Area
- Total structure area: 2,374
- Total interior livable area: 2,374 sqft
Property
Details
- Parcel number: 197363527000100300
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Heat Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lauderdale County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $897 | $10,764 |
| Property Taxes | $121 | $1,452 |
| Electricity | $220 | $2,648 |
| Total | $2,375 | $28,500 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $245,000 |
| 2026-04-16 | Price change | $255,000 |
| 2026-03-05 | Listed for sale | $260,000 |
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