188 N Main St, Pontotoc, MS, 38863
About This Home
DESIGNER DOLLHOUSE....this charming 4BD/4BA home sits on Main Street downtown Pontotoc. From the moment you step inside you will feel the charm of the details from coffered ceilings to original hardwood floors, designer lighting, beautiful tiled bathrooms for each bedroom. The downstairs area is enormous and is currently being utilized as RENTAL INCOME with a separate private entrance. Move outside to find privacy, large trees and a concrete stamped patio area that is ideal for entertaining. This property is unique and move in ready! All information is subject to verification.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Basement
- Roof: Metal
- Construction materials: HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator,Electric Water Heater
Basement
- Has basement: Yes
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Cooling
- Cooling features: Electric
Features
- Window features: Aluminum Frames
- Flooring: Hardwood
- Fireplace features: Gas
- Fireplace: Yes
Interior Area
- Total structure area: 3,553
- Total interior livable area: 3,553 sqft
Property
Details
- Parcel number: 173C3305004
- Zoning description: OTHER
Features
- Pool features: None
- Patio & porch: Patio
Lot
- Lot size: 0.44 Acres
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Earthquake
- Heat Wave
- Strong Wind
- Hail
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Pontotoc County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,997 | $23,964 |
| Home Insurance * | $319 | $3,828 |
| Property Taxes | $164 | $1,968 |
| Electricity | $330 | $3,964 |
| Total | $2,810 | $33,720 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-18 | Price change | $399,999 |
| 2026-01-14 | Listed for sale | $420,000 |
View on Zillow