

129 N Main St, Pontotoc, MS, 38863
About This Home
Two homes for sale on this beautiful, 1.24 acres on Main Street in downtown Pontotoc. Perfect location next to Pontotoc High School and across the street from Pontotoc Junior High School. The front home has been recently renovated and has 1835 ft.². There are three large bedrooms and 2 1/2 baths. The master bath has a walk-in tiled shower and a spacious closet. There is wide, vinyl flooring throughout and a gas fireplace in the living room. Large kitchen and dining room with huge island, many cupboards, pantry, granite, countertops, and granite sink. Newer LG appliances go with the home, which include: side-by-side refrigerator/freezer with icemaker, dishwasher, gas self-cleaning range, and microwave. Washer and dryer are newer and go with the home too. There is a new deck on the back and new fencing. The back house is a two-story with three bedrooms and one bath. The upstairs is open but finished off. Has a one car garage and is 1600 ft.². Perfect place for those that wanna be by all the amenities that Pontotoc has to offer. By Appointment Only NO REALTORS
Getting Around
Schools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Retaining Wall
- Roof: Metal
Type & Style
- Home type: Unknown
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/4 bathrooms: 1
Features
- Flooring: Hardwood,Laminate,Linoleum / Vinyl
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced air,Heat pump,Other,Electric,Gas
- Cooling features: Central,Other
Interior Area
- Total interior livable area: 3,435 sqft
Property
Details
- Parcel number: 173C3308003
Features
- Exterior features: Vinyl,Brick
- Has view: Yes
- View description: City
Parking
- Parking features: Carport,Garage - Attached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Heat Wave
- Strong Wind
- Drought
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Pontotoc County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $282 | $3,384 |
| Property Taxes | $3 | $36 |
| Electricity | $319 | $3,832 |
| Total | $2,373 | $28,476 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $349,900 |
| 2023-06-23 | Listing removed | -- |
| 2023-04-04 | Listed for sale | $459,000 |
