See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

168 Highland Dr, Pontotoc, MS, 38863

3beds
2baths
2,882sqft
$239,000
$83price/sqft
$1,767/moest. monthly cost
$70,680/yrincome needed

About This Home

Beautifully updated 3/2 move-in ready home in Pontotoc City school district! Many kitchen and interior updates and large living room on the main floor! Finished basement would make the perfect game room or could easily be used for additional living area. Also comes with a very large shop and a shed for more than enough storage! Priced to sell. All info subject to verification.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
6/10
5/10
Pontotoc High SchoolGrades 9-120.6 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,882

Interior Area

  • Total structure area: 2,882
  • Total interior livable area: 2,882 sqft

Property

Details

  • Parcel number: 177A0511004

Features

  • Stories: 1

Lot

  • Lot size: 0.61 Acres
  • Lot size dimensions: 115 x 200

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Heat Wave
Strong Wind
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Pontotoc County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$193$2,316
Property Taxes $99$1,188
Electricity $267$3,215
Total$1,767$21,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,582/yr
40% on housing$53,010/yr
45% on housing$47,120/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 38863$117
Pontotoc County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 38863$142
Pontotoc County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Price change$259,000
2026-02-19Listed for sale$270,000
2022-08-30Listing removed--
2022-07-28Price change$210,000
2022-07-12Listed for sale$229,500

For Sale by Agent

AgentDennis Cox
BrokerageTM REALTORS

Similar Homes