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268 Bryer Lake Rd, Pontotoc, MS, 38863

4beds
3baths
3,460sqft
$485,000
$140price/sqft
$3,367/moest. monthly cost
$134,680/yrincome needed

About This Home

WELCOME TO 268 BRYER LAKE ROAD IN PONTOTOC, MISSISSIPPI—A STUNNING LAKE-ACCESS PROPERTY OFFERING SPACE, COMFORT, AND EXCEPTIONAL OUTDOOR LIVING ON 1.62 ACRES. This impressive 3,460 square foot home welcomes you with peaceful water views and direct access to the beautiful Bryer Lake, complete with a private dock already in place—perfect for relaxing evenings, fishing, or enjoying time on the water. Outside, you'll find a storage shed and a thoughtfully designed outdoor kitchen and entertainment area, ideal for hosting family and friends. The large screened-in back porch provides a comfortable space to unwind year-round while overlooking the scenic surroundings. Step inside to discover a spacious, open, and updated kitchen that flows seamlessly into an expansive living room—perfectly designed for gathering and entertaining. The main level features three bedrooms and two bathrooms, including a generously sized primary suite with a large walk-in closet, offering both comfort and privacy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

9/10
6/10
5/10
Pontotoc High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Gas Range,Refrigerator,Vented Exhaust Fan,Microwave/Free-Standing,Gas Water Heater

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Electric

Features

  • Walk-In Closet(s),Granite Counters,Solid Surface Countertops,Ceiling Fan(s)
  • Window features: Aluminum Frames,Double Pane Windows,Blinds
  • Flooring: Hardwood,Ceramic Tile

Interior Area

  • Total structure area: 3,460
  • Total interior livable area: 3,460 sqft

Property

Details

  • Parcel number: 0673500000322
  • Zoning description: OTHER

Features

  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Dock
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 1.62 Acres

Parking

  • Parking features: None,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Earthquake
Hail

FEMA Declared Disasters in Pontotoc County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$392$4,704
Property Taxes $202$2,424
Electricity $321$3,860
Total$3,367$40,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,440/yr
40% on housing$101,010/yr
45% on housing$89,786/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 38863$115
Pontotoc County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 38863$142
Pontotoc County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$489,000
2026-02-25Listed for sale$515,000
2021-11-03Listing removed--
2021-09-22Listed for sale$315,000
2019-08-24Listing removed$280,000
2019-02-27Listed for sale$280,000
2013-08-15Listing removed$169,000
2013-06-29Price change$169,000
2013-04-10Listed for sale$179,000

For Sale by Agent

AgentLuke Gossett
BrokerageSmallTown Hunting Properties & Real Estate

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