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680 Eastlake Dr, Muscle Shoals, AL, 35661

5beds
4baths
3,585sqft
$2,240,000
$625price/sqft
$14,085/moest. monthly cost
$563,400/yrincome needed

About This Home

Located in the sought-after Alabama Shores subdivision, this stunning 5-bedroom, 3.5-bath waterfront home offers approximately 3,585 sq ft of beautifully designed living space. Surrounded by water on both sides, the property provides direct access to the Tennessee River, Wilson Lake, and McKiernan Creek—perfect for boating, sailing, skiing, and fishing. Features include a cozy fireplace, spacious two-car garage, private dock, and protective seawall. A sidewalk surrounds the home, complementing the beautifully landscaped grounds and enhancing outdoor enjoyment. Conveniently located just minutes from the hospital, restaurants, and shopping, this exceptional property blends comfort, recreation, and convenience in a premier waterfront setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Hatton Elementary SchoolGrades PK-65.4 mi
2/10
Colbert Co High SchoolGrades 7-127.7 mi

Construction

Condition

  • Year built: 1991

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,585

Interior Area

  • Total structure area: 3,585
  • Total interior livable area: 3,585 sqft

Property

Details

  • Parcel number: 0801110006001013

Features

  • On waterfront: Yes
  • Waterbody name: Wilson Lake

Lot

  • Lot size: 0.57 Acres
  • Lot size dimensions: 0.57

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Earthquake
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,326$135,912
Home Insurance *$1,798$21,576
Property Taxes $560$6,720
Electricity $401$4,813
Total$14,085$169,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$482,914/yr
40% on housing$422,550/yr
45% on housing$375,600/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.9%
8.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$625This listing

vs Other Active Listings

Avg $/sqft

ZIP 35661$167
Colbert County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 35661$158
Colbert County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-26Listed for sale$2,240,000
2010-08-02Sold$710,000

For Sale by Agent

AgentMarty Vandiver, EXIT River City Realty
BrokerageEXIT River City Realty

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