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116 W Walnut Street, North Vernon, IN, 47265

5beds
4baths
1,990sqft
$80,000
$40price/sqft
$698/moest. monthly cost
$27,920/yrincome needed

About This Home

Built in 1898, this historic two-story home offers timeless curb appeal with its classic bay window, covered front porch, and charming architectural details. With over a century of history behind it, this property is ready for a full renovation and restoration. Ideal for investors or buyers with vision looking to bring new life to a home filled with character and potential. Prime opportunity to transform a historic property into something truly special. Sold as-is.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
3/10
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1898

Materials

  • Foundation: Cellar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,990

Interior Area

  • Total structure area: 1,990
  • Total interior livable area: 1,990 sqft

Property

Details

  • Parcel number: 0130008900

Lot

  • Lot size: 7,501 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$56$672
Property Taxes $54$648
Electricity $184$2,212
Total$698$8,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,931/yr
40% on housing$20,940/yr
45% on housing$18,613/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$40This listing

vs Other Active Listings

Avg $/sqft

ZIP 47265$105
Jennings County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 47265$141
Jennings County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$85,000
2025-05-02Sold$28,000
2020-12-02Sold$45,000
2020-11-02Pending sale$45,000
2019-08-23Listed for sale$45,000

For Sale by Agent

AgentTanya DaSilva
BrokerageUnited Real Estate Louisville

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