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488 Certain Ln, Glasgow, KY, 42141

4beds
3baths
2,139sqft
$444,000
$208price/sqft
$3,079/moest. monthly cost
$123,160/yrincome needed

About This Home

Your Gateway to Barren River Lake is Calling your name at 488 Certain Lane. Experience the best of Kentucky living in this stunning 4-bedroom, 3-bathroom home where the lake is only a few steps away. Location is everything and this one has it all. Located in a wonderful neighborhood just across the road from Barren River Lake, this property offers a rare lifestyle opportunity for boaters, anglers and lake lovers alike. Key Property Features: *Lakeside Access & Corps Permits: Forget the long hauls to the marina. With the lake just across the road, owners are eligible to apply for a Corps of Engineers permit, providing a direct connection to one of Kentucky's premier recreational waterways. *Unfinished Basement: The expansive basement is a hidden gem. Currently perfect for secure storage for lake gear, tools, decorations, it offers massive potential for future development. Maybe a home theatre, gym, ultimate game room or man/woman cave. *Exceptional Location: Enjoy the "best of both worlds." You get the quiet, vacation-like atmosphere of the lake while being minutes from Glasgow. You will fall in love with the neighborhood and the close proximity to Bowling Green (35 minutes) and Nashville and Louisville (1.5-hour drive). *Top-Tier Education: Families will appreciate being within the sought-after Barren County School District, combining rural charm with excellent educational opportunities. At a Glance: Water Access - Directly across the road; COE Permit Eligible Space - 4 Bedroom, 3 Bathroom with 2,139 sq. ft. above ground Flex Space - Large Unfinished Basement (Storage, Growth or Dream Space) Lot Size - Large Half Acre (.51 Acres) Education - Barren County School District Why You'll Love It: Whether you are sipping your morning coffee with the peace and quiet or planning a future expansion in the basement, this home is designed for a life well-lived. It's not just a house; it's a year-round retreat that keeps you close to the heart of Glasgow while feeling worlds away. Don't miss out on this great opportunity.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
6/10
6/10
Barren County High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Brick Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Microwave,Oven

Basement

  • Area: 806

Basement

  • Has basement: Yes
  • Basement: Partial,Garage,Unfinished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Hardwood,Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,139

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 2,945
  • Total interior livable area: 2,139 sqft

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • Parcel number: 51D39
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Covered Porch,Deck
  • Has view: Yes
  • View description: Lake,Street
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock Rights,Lake
  • Waterbody name: Barren River Lake

Lot

  • Lot size: 0.51 Acres
  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Built In (Basement)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,245$26,940
Home Insurance *$285$3,420
Property Taxes $381$4,572
Electricity $168$2,027
Total$3,079$36,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,565/yr
40% on housing$92,370/yr
45% on housing$82,106/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 42141$127
Barren County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 42141$121
Barren County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Listed for sale$444,000
2005-07-01Sold$159,000

For Sale by Agent

AgentDerek Atkinson
BrokerageUnited Country Down Home Properties

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