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644 M Johnson Rd, Smiths Grove, KY, 42171

6beds
4baths
3,265sqft
$1,190,900
$365price/sqft
$8,008/moest. monthly cost
$320,320/yrincome needed

About This Home

Room to live, land to use, and a setup that fits more than just one lifestyle. Spacious 6 bedroom, 4 bathroom home situated on 21.69+/- acres in Smiths Grove, KY, offering a well-rounded setup for those needing space both inside and out. With approximately 3,265+/- sq ft, the home provides a functional layout suited for larger households, multi-generational living, or those simply wanting room to spread out. A key feature is the attached in-law suite, giving flexibility for extended family, guests, or private living quarters. The land includes a mix of fenced pasture and open ground, along with a pond and a barn, making it suitable for livestock, hobby farming, or general recreational use. A detached garage adds additional storage or workspace options. Located in a quiet rural setting while still within a reasonable drive to Bowling Green and surrounding areas, this property offers a combination of living space, usable acreage, and practical improvements that are hard to find in one package. Don't wait, schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Red Cross Elementary SchoolGrades PK-610.7 mi
6/10
6/10
Barren County High SchoolGrades 9-1211.8 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Block,Brick/Mortar,Slab
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm House,Salt Box,Traditional
  • Property subType: Residential Farm

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Gas Range,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Double Vanity,Granite Counters,Separate Shower,Tub,Tub/Shower Combo,Walk-In Closet(s)

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Chandelier,Closet Light(s),Walk-In Closet(s),Breakfast Room,Eat-in Kitchen,Formal Dining Room,Kitchen/Dining Combo
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: 1,Propane
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 3,265
  • Total interior livable area: 3,265 sqft

Kitchen

  • Features: Granite Counters,Bar,Pantry

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Other-See Remarks

Details

  • Parcel number: 843

Features

  • Levels: Two
  • Patio & porch: Covered Front Porch,Deck,Patio,Porch
  • Exterior features: Concrete Walks,Lighting,Garden,Landscaping,Mature Trees,Other,Outdoor Lighting,Trees
  • Fencing: Perimeter,Other,Woven Wire
  • Waterfront features: Pond(s),Pond

Lot

  • Lot size: 21.69 Acres
  • Features: Rural Property,Scattered Woods,Trees,County,Dead End,Farm,Out of City Limits,Recreational Area

Parking

  • Total spaces: 2
  • Parking features: Detached Carport,Detached,Utility Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,021$72,252
Home Insurance *$709$8,508
Property Taxes $1,021$12,252
Electricity $257$3,094
Total$8,008$96,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$274,560/yr
40% on housing$240,240/yr
45% on housing$213,546/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$365This listing

vs Other Active Listings

Avg $/sqft

ZIP 42171$120
Barren County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 42171$164
Barren County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$1,299,900
2016-09-02Listing removed$259,900
2016-03-01Listed for sale$259,900
2011-03-09Sold$450,000

For Sale by Agent

AgentZachary French
BrokerageMills Real Estate & Auction

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