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315 E Saint Clair St, Indianapolis, IN, 46202

2beds
2baths
1,120sqft
$345,000
$308price/sqft
$2,427/moest. monthly cost
$97,080/yrincome needed

About This Home

Experience the perfect blend of modern comfort and urban energy in this stunning 2-bedroom, 1.5-bathroom contemporary condo. In one of downtown Indianapolis' most vibrant, walkable neighborhoods, this home is a sanctuary for the active professional. Step inside to discover a seamless open-concept layout elevated by brand-new flooring throughout and flooded with natural light from the high-end, newly installed Pella windows and doors. Whether you're hosting friends before a night out or enjoying a quiet morning with coffee, the effortless flow and sophisticated aesthetic provide the ultimate backdrop for your downtown lifestyle. The heart of the home has been thoughtfully upgraded which makes daily living a luxury. Cozy up on crisp Indiana evenings by the sleek new gas fireplace, or channel your inner chef in a kitchen that shines with a stylish new backsplash. The upgrades extend outdoors to your private oasis: a freshly laid paver patio perfect for summer grilling or urban gardening. With every major surface refreshed and modernized, you can move in with total peace of mind and immediately start exploring the local boutiques, top-tier eateries, and scenic trails just steps from your front door. This is more than just a condo; it's your gateway to the best of Indianapolis living. Designed for those who value both style and location, this turnkey residence offers the rare opportunity to own a modernized space in a sought-after community of professionals and creators. Don't let this urban gem pass you by.

Getting Around

95
WalkingWalker's Paradise
58
TransitGood Transit
97
BikeBiker's Paradise

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Oven,Refrigerator,MicroHood,Gas Water Heater
  • Laundry features: Laundry Closet

Bedroom2

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Double Vanity
  • Window features: Wood Work Painted
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Great Room

  • Level: Main
  • Area: 360
  • Dimensions: 24x15

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Kitchen

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Master Bedroom

  • Level: Upper
  • Area: 336
  • Dimensions: 24x14

Property

Details

  • Parcel number: 491101206009000101
  • Attached to another structure: Yes
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Ground Level,Upper Level
  • Patio & porch: Patio
  • Exterior features: Balcony

Lot

  • Lot size: 2,613 sqft
  • Features: Cul-De-Sac,Curbs,Sidewalks,Street Lights

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$163$1,956
Property Taxes $336$4,032
Electricity $184$2,212
Total$2,427$29,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,211/yr
40% on housing$72,810/yr
45% on housing$64,720/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 46202$169
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46202$182
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$345,000
2026-01-23Price change$349,000
2025-10-06Price change$365,000
2025-07-17Listed for sale$375,000
2021-09-02Sold$283,000
2021-08-01Pending sale$285,000
2021-07-30Price change$285,000
2021-06-26Price change$303,900
2021-06-14Price change$304,000
2021-06-04Price change$315,000
2021-06-01Listed for sale$329,900

For Sale by Agent

AgentPegg Kennedy
BrokerageF.C. Tucker Company

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