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1468 County Road 961, Belmont, MS, 38827

4beds
5baths
3,657sqft
$279,000
$76price/sqft
$2,017/moest. monthly cost
$80,680/yrincome needed

About This Home

Beautiful, spacious, 4 bedroom, 5 bath home located just outside the city limits of Belmont. On a 6.6 acre lot, partially wooded, country setting, only a few minutes from town and Belmont School. Sunroom, large laundry area, attached 2 car garage, and another attached garage with a shop area, plenty of shelving for storage and a loft for storage as well. Plenty of space in the 2nd garage to park a vehicle, as well as a lawn mower, ATVs, and more. A large heated/cooled bonus area that has a bathroom, a separate area with a double sink, hot water tank, large cabinets, outdoor covered porch, and chain link dog run. It can be used as a rec room, man cave, or could easily be made into a mother-in-law suite, a grown kid's apartment, or even possibly used as rental income. Circle driveway, with plenty of parking. Large in-ground pool and fenced in area to keep children/pets safe. Wonderful, quiet neighbors, very safe, conveniently located area. Misty Durham is listing agent-662-279-7055 Will be showing as listed very soon. I needed to update details and show what is coming available soon.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
Belmont SchoolGrades K-121.5 mi
8/10

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Concrete
  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Flooring: Tile,Carpet,Hardwood,Laminate,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Heat pump,Other,Electric,Gas
  • Cooling features: Central,Other

Interior Area

  • Total interior livable area: 3,657 sqft

Property

Details

  • Parcel number: 140204008

Features

  • Exterior features: Other,Vinyl,Brick
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 6.60 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Drought
Earthquake
Heat Wave

FEMA Declared Disasters in Tishomingo County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$188$2,256
Property Taxes $79$948
Electricity $340$4,080
Total$2,017$24,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,154/yr
40% on housing$60,510/yr
45% on housing$53,786/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$76This listing

vs Other Active Listings

Avg $/sqft

ZIP 38827$69
Tishomingo County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 38827
Tishomingo County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-28Listed for sale$279,000
2016-01-14Listing removed--
2016-01-08Price change$62,500
2015-12-22Price change--
2015-10-09Listed for sale$133,500
2015-09-03Listing removed$127,500
2015-07-03Listed for sale$127,500

For Sale by Owner

AgentProperty Owner

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