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464 E Saint Clair St, Indianapolis, IN, 46202

2beds
2baths
1,250sqft
$305,000
$244price/sqft
$2,167/moest. monthly cost
$86,680/yrincome needed

About This Home

This inviting home offers condominium living at its finest. With its ready-to-move-in condition, this property presents an exceptional opportunity to settle into a comfortable and stylish urban lifestyle. Nestled close to downtown, Bottle works, and Mass Ave. One could not find a better location. The space boasts a vaulted living room with an inviting fireplace that creates an atmosphere of cozy grandeur. The space invites you to unwind and enjoy the simple pleasures of home, whether you're curled up with a book or entertaining friends. The kitchen is a culinary haven, defined by its elegant countertops and shaker cabinets. The addition of a backsplash adds a touch of sophistication, making this a space where cooking and gathering become a true pleasure.

Getting Around

93
WalkingWalker's Paradise
57
TransitGood Transit
96
BikeBiker's Paradise

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Gas Water Heater,MicroHood,Gas Oven,Refrigerator,Washer,Water Heater,Microwave

Bedroom2

  • Level: Upper
  • Area: 154
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Features

  • Attic Access,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Living Room
  • Fireplace: Yes
  • Attic: Access Only
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Kitchen

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18x14

Master Bedroom

  • Level: Upper
  • Area: 234
  • Dimensions: 18x13

Property

Details

  • Parcel number: 491101145037000101
  • Attached to another structure: Yes
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Ground Level

Lot

  • Lot size: 2,613 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$144$1,728
Property Taxes $297$3,564
Electricity $184$2,212
Total$2,167$26,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,297/yr
40% on housing$65,010/yr
45% on housing$57,786/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 46202$169
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46202$182
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$305,000
2025-11-20Price change$310,000
2025-10-13Price change$314,000
2025-09-24Listed for sale$339,900
2001-11-07Sold$138,320

For Sale by Agent

AgentMitch Rougraff
BrokerageF.C. Tucker Company

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