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1104 S Pearl St, Iuka, MS, 38852

5beds
5baths
4,500sqft
$469,900
$104price/sqft
$3,266/moest. monthly cost
$130,640/yrincome needed

About This Home

''Step into the epitome of luxury living in this breathtaking 4300 sqft custom estate, meticulously renovated from top to bottom. This magnificent residence boasts a state-of-the-art commercial-grade kitchen, perfect for culinary enthusiasts. With five spacious bedrooms and 4.5 bathrooms, this home offers ample space for relaxation and entertainment. Unwind in the beautifully appointed bathrooms, featuring walk-in showers, soaker tubs, and elegant tub-shower combos. Gather 'round the stunning fireplace, which can be enjoyed as either a cozy gas fireplace or a traditional wood-burning hearth. The expansive yard is a serene oasis, complete with a large concrete patio and privacy fencing, providing the perfect setting for outdoor gatherings and relaxation. Experience the ultimate in luxury li

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Iuka Middle SchoolGrades 5-80.3 mi
8/10
6/10
Iuka Elementary SchoolGrades K-41.5 mi

Construction

Materials

  • Roof: Architectural
  • Construction materials: Brick/Stone,Insulation

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Gas Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Quartz Counters,Ceiling Fans
  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Insulated Window(s)
  • Flooring: Laminate,Tile,Concrete
  • Fireplace features: YES
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,500

Heating & Cooling

  • Heating features: Central Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,500
  • Total interior livable area: 4,500 sqft

Property

Details

  • Parcel number: 10060624024

Features

  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Yes

Lot

  • Lot size: 0.70 Acres
  • Lot size dimensions: 189 x 160

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Earthquake
Heat Wave
Strong Wind

FEMA Declared Disasters in Tishomingo County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$339$4,068
Property Taxes $133$1,596
Electricity $418$5,021
Total$3,266$39,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,977/yr
40% on housing$97,980/yr
45% on housing$87,093/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 38852$157
Tishomingo County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 38852
Tishomingo County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-07Price change$465,000
2025-08-13Listed for sale$499,900
2023-04-21Listing removed--
2023-04-19Listed for sale$25,000

For Sale by Agent

AgentDebra Kay
BrokerageProperty Pros

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