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81 10th St APT 4, Belgrade, MT, 59714

2beds
1baths
965sqft
$289,900
$300price/sqft
$1,783/moest. monthly cost
$71,320/yrincome needed

About This Home

Now offering $5,000 seller concessions. Evergreen Home Loans has offered a a lender credit as well to help with closing costs if buyer uses them. This updated, ground-level condo is move-in ready and conveniently located in the heart of Belgrade. Enjoy easy access through a private entry into an open-concept living, kitchen, and dining area featuring brand-new vinyl plank flooring and new carpet throughout. The kitchen offers ample counter space, and the full bathroom has been upgraded with new flooring and a new vanity. The in-unit laundry room provides extra storage, and down the hall, you’ll find two comfortable bedrooms separated by additional closet space. Other recent updates include new window glass for improved comfort and efficiency. Don’t miss this refreshed and accessible home—call today to schedule your private showing!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
Saddle Peak ElementaryGrades PK-40.4 mi
5/10
Belgrade Middle SchoolGrades 5-80.5 mi
6/10
Belgrade High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Partially Carpeted,Plank,Vinyl
  • Finished area above ground: 965

Heating & Cooling

  • Heating features: Radiant Floor
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 965
  • Total interior livable area: 965 sqft

Property

Details

  • Parcel number: RFF53640
  • Zoning description: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Blacktop Driveway,Sprinkler/Irrigation,Landscaping

Lot

  • Features: Lawn,Landscaped,Sprinklers In Ground

Parking

  • Parking features: No Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Earthquake

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance $95$1,140
Property Taxes $72$864
Electricity $151$1,812
Total$1,783$21,396

Income You'd Need if You Spent...

35% on housing$61,131/yr
40% on housing$53,490/yr
45% on housing$47,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 59714$446
Gallatin County$549

vs Homes Sold Last Month

Median $/sqft

ZIP 59714$311
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$289,900
2025-09-16Price change$294,900
2025-06-23Price change$299,900
2025-06-17Price change$305,000
2025-05-15Listed for sale$310,000
2022-05-16Sold--
2022-03-21Pending sale$305,000
2022-03-17Listed for sale$305,000
2019-11-13Sold--
2019-10-04Pending sale$162,500
2019-10-01Price change$162,500
2019-09-19Listed for sale$165,000
2019-08-30Pending sale$165,000
2019-08-15Listed for sale$165,000
2018-05-22Sold--
2018-04-09Pending sale$139,900
2018-04-07Listed for sale$139,900

For Sale by Agent

AgentAndrea Moser
BrokerageeXp Realty, LLC

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