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554 Carr Ln, Russell, PA, 16345

4beds
2baths
1,920sqft
$499,900
$260price/sqft
$3,423/moest. monthly cost
$136,920/yrincome needed

About This Home

Defined by its connection to the landscape and designed for both comfort and gathering, this property offers a rare balance of openness and privacy across more than three acres. A generous driveway introduces the setting, with walking paths winding through the trees, a heated two-story garage & workshop, garden house, and whole-house generator. Expansive windows draw in natural light and surrounding views, while a full-length rear deck extends the living space for both quiet retreat and entertaining. Designed for one-story living, a split floorplan offers four bedrooms including a primary suite with deck access and a renovated bath with radiant heated floors and a walk-in shower. Vaulted ceilings enhance scale and light, anchored by a stone fireplace. Updated flooring runs throughout much of the home. Ideally located near the NY border, Allegheny River, golf courses, Webbs Ferry Boat Launch, Onoville Marina Park, Chautauqua Lake, Holiday Valley, and Seneca Allegany Resort & Casino.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

2/10
Warren Area El CenterGrades K-411.3 mi
4/10
6/10
Warren Area High SchoolGrades 9-1211.4 mi

Construction

Condition

  • Year built: 1989

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: None

Features

  • Eat-in Kitchen,First Floor Master,High Speed Internet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Expandable

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,920 sqft

Property

Details

  • Parcel number: KI142399100000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Other

Lot

  • Lot size: 3.01 Acres
  • Features: Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$206$2,472
Property Taxes $466$5,592
Electricity $224$2,692
Total$3,423$41,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,360/yr
40% on housing$102,690/yr
45% on housing$91,280/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.6%
14.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 16345$371
Warren County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 16345$136
Warren County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$499,900
2023-04-27Pending sale$350,000
2022-06-17Listed for sale$350,000

For Sale by Agent

AgentCaroline Hayes
BrokerageExp Realty, LLC

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